Laura Jewett

Laura Jewett

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Closed

$475,000

($237,004 down)
VA

28022 N 23RD Drive, Phoenix, AZ 85085

3
2
1,522 sqft
PITI Monthly
$1,475.06 /mo

Listing courtesy of: Brandon Howe, Howe Realty

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,171 /mo
$1,767 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
LUXURY
VAULTED CEILINGS
WALK-IN CLOSET
HOME OFFICE
PATIO
PLAYGROUND

Welcome to this stunning updated 3-bedroom, 2-bath single-level home located in the sought-after Dynamite Mountain Ranch neighborhood. Just a short walk to multiple community parks, playgrounds, and the top-rated Norterra Canyon School, this home offers both convenience and a fantastic lifestyle. Step inside to discover vaulted ceilings, a soothing neutral color palette, and newer luxury wood-like plank flooring throughout. The home boasts upgraded lighting fixtures, designer touches, and a formal living and dining space upon entry, perfect for entertaining. The open-concept design flows effortlessly into the chef's updated eat-in kitchen, which features sleek stainless steel and black appliances, including a smooth electric cooktop range/oven, built-in microwave, and dishwasher. The kitchen is further enhanced by elegant quartz countertops, a subway tile mini-backsplash, pantry, and a casual dining area that opens to the great room. The bonus room provides endless possibilities for a home office, playroom, or hobby space, and has double French doors that lead to the backyard oasis. Step outside to the extended patio and take in the spacious backyard, complete with low-maintenance landscaping, a storage shed, and an added pergola for extra shade - perfect for relaxing or dining alfresco. The primary bedroom is a private retreat, featuring an updated ensuite bathroom with dual sinks, a shower/tub combo, and a large walk-in closet. Two additional bedrooms, a full guest bath, a laundry room, and a 2-car garage complete this thoughtfully designed floor plan. Enjoy the proximity to the Sonoran Preserve and over 14 miles of trails, as well as excellent shopping, dining, and entertainment options at Norterra. With easy access to the I-17, commuting is a breeze. Don't miss the opportunity to call this beautiful home your own!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.47
Remaining Loan Term
25 years, 0 months
Monthly PITI
$1,475.06/mo
Estimated Loan Balance
$245,528
Cash to close
$237,004
Interest Paid
$43,157

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration, Programmable Thmstat, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder: D R Horton Homes

Community & HOA

Community
  • Subdivision: DYNAMITE MOUNTAIN RANCH
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Dynamite Mnt Ranch
  • HOA Amenities: Unknown
  • HOA Fee: $155
  • HOA Frequency: $Quarterly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $312.09
  • Tax Annual Amount: $1653
  • On Market Date: 2024-09-06T19:40:05.000Z
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Apply to Assume

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Savings Calculator

Current cash to close is $237,004 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $237,004!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$237,996
Your Cash$237,004
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,171/mo
Traditional @ 7.5%
$1,833/mo
You save $663/month ($7,951/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6753758

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-10-04T19:44:39.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,171 /mo
$1,767 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $237,004 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $237,004!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$237,996
Your Cash$237,004
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,171/mo
Traditional @ 7.5%
$1,833/mo
You save $663/month ($7,951/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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