Laura Jewett

Laura Jewett

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Closed

$735,000

($40,750 down)
VA

28012 Harvest Ct, Valley Center, CA 92082

3
3
2,163 sqft
PITI Monthly
$5,383.9 /mo

Listing courtesy of: Darrell Keliinoi, Century 21 Affiliated

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,351 /mo
$4,818 /mo

What's Special

OPEN CONCEPT
STAINLESS STEEL APPLIANCES
CHARMING

Reduced!, Park Circle coveted 2-story home. Beautiful and charming 3-bedroom, 2.5-bathroom gem, 2163 square feet, nestled in the heart of Valley Center. Home features an open concept kitchen and living room, blending style and functionality. Upstairs family room could be utilized as a forth bedroom if needed. Step outside to a charming backyard area, perfect for hosting BBQ dinners. This home boasts lots of natural light, inviting bedroom sizes, stainless steel appliances, dual paned windows, fully owned solar, a convenient 2-car garage, and close to addition recreation in the complex. Some views of golf course from master bedroom.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.16
Remaining Loan Term
27 years, 8 months
Monthly PITI
$5,383.9/mo
Estimated Loan Balance
$697,357
Cash to close
$40,750
Interest Paid
$101,135

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, EnergyStarQualifiedEquipment
  • Heating: ForcedAir, HighEfficiency, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: ExcellentCondition, Vinyl
Roof
  • Roof: Concrete
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, GasHeat, Heated, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: Concrete
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Valley Center
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: PARK CIRCLE HOA
  • HOA Amenities: Unknown
  • HOA Fee: $250
  • HOA Frequency: $Monthly
Location
  • Region: Valley Center

Financial Details

  • Price per Sqft: $339.81
  • Tax Annual Amount: $9187.5
  • On Market Date: 2025-01-27T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $40,750 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $40,750!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$694,250
Your Cash$40,750
Total Purchase Price:$735,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,351/mo
Traditional @ 7.5%
$4,998/mo
You save $647/month ($7,765/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250017452SD

Listing From:

Last updated: 2025-03-23T16:54:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,351 /mo
$4,818 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $40,750 (6%)
You can enter any amount below - secondary financing will cover the difference if needed.
6%
$

You cover the entire equity of $40,750!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$694,250
Your Cash$40,750
Total Purchase Price:$735,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,351/mo
Traditional @ 7.5%
$4,998/mo
You save $647/month ($7,765/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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