Certified$600,000
($294,922 down)2796 E INCA Lane, San Tan Valley, AZ 85140
PITI Monthly
Listing courtesy of: Michael Garland, Century 21 Toma Partners
Assumed Rate
2.75%
7.15%Principal & Interest
$1,358 /mo
$2,247 /moWhat's Special
ASSUMABLE FHA LOAN AT 2.75%!! Must be PreScreened through UMe Assumption Specialists. Welcome to the beautiful RV Community at Paloma Ranch. The spacious kitchen features a large Island with bar stool style seating. The split floor plan & large owners suite offer plenty of space to step away & relax from the rest of the home. The primary closet connects to the laundry room which comes with a large wash sink. The oversize lot gives you ample room to play, featuring a backyard that includes a shed, a variety of fruit trees such as lime, lemon, orange, Asian pear trees & also grape vines. There's plenty of room for your RV with an RV Gate, concrete parking slab & a 50 Amp RV Hookup. The community features a large green space with a locking gate, great for kids & pets.
Assumption Snapshot
Type of Loan
FHA
Interest Rate
2.75
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,968.91/mo
Estimated Loan Balance
$309,485
Cash to close
$294,922
Interest Paid
$33,602
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
Cooling & Heating
- Cooling: Central Air, Programmable Thmstat
- Heating: Natural Gas
Features
- Materials: Synthetic Stucco, Wood Frame, Blown Cellulose, Painted, Stucco
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Carpet, Tile
Exterior
Fencing
- Fencing: Block
Roof
- Roof: Reflective Coating, Concrete
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: Yes
- Carport Spaces: 2
Water
- Sewer: Private Sewer
- Water Source: City Water
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: Single Family Residence
- Architectural Style: Ranch
Materials
- Synthetic Stucco, Wood Frame, Blown Cellulose, Painted, Stucco
- Roof: Reflective Coating, Concrete
Condition
- Year Built: 2019
Details
- Builder: Woodside Homes
Community & HOA
Community
- Subdivision: PALOMA RANCH 2017089175
- Features: Playground
HOA
- Has HOA: Yes
- HOA Name: Paloma Ranch
- HOA Amenities: Unknown
- HOA Fee: $125
- HOA Frequency: $Monthly
Location
- Region: San Tan Valley
Financial Details
- Price per Sqft: $249.38
- Tax Annual Amount: $2505
- On Market Date: 2025-01-31T02:40:03.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $294,922!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6813312
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-03-20T22:04:01.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.75%
7.15%Principal & Interest
$1,358 /mo
$2,247 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $294,922!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
Apply to AssumePowered By UMe.
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