Laura Jewett

Laura Jewett

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Closed

$899,000

($76,520 down)
VA

27921 Silo Ln, Valley Center, CA 92082

4
4
2,731 sqft
PITI Monthly
$4,562.69 /mo

Listing courtesy of: Jennifer Adib, eXp Realty of California, Inc.

Assumed Rate

4.48%
7.15%

Principal & Interest

$4,346 /mo
$5,807 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
LUXURY
FAMILY-FRIENDLY
SOLAR PANELS

Experience the lifestyle you’ve been dreaming of at Park Circle in Valley Center—where luxury meets community and every day feels like a retreat! This vibrant neighborhood offers a 24-hour gym, three pools, family-friendly activities, movie nights, and including McDonald's in your neighborhood! This stunning home features four spacious bedrooms and four full bathrooms, ensuring comfort and convenience for everyone. The gourmet kitchen shines with a large island, ample cabinetry, and a walk-in pantry, seamlessly connecting to the open dining and living areas—perfect for entertaining. Upstairs, enjoy a second oversized family room and a full laundry room, with solar panels enhancing energy efficiency. Nestled in Valley Center’s serene countryside, this home provides tranquility and privacy while being just 15 minutes from I-15. Experience peaceful living without compromising on modern convenience—schedule your tour today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.48
Remaining Loan Term
27 years, 2 months
Monthly PITI
$4,562.69/mo
Estimated Loan Balance
$823,750
Cash to close
$76,520
Interest Paid
$106,654

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, SeeRemarks
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Valley Center
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Park Circle HOA
  • HOA Amenities: Unknown
  • HOA Fee: $250
  • HOA Frequency: $Monthly
Location
  • Region: Valley Center

Financial Details

  • Price per Sqft: $329.18
  • Tax Annual Amount: $11237.5
  • On Market Date: 2025-01-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $76,520 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $76,520!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$822,480
Your Cash$76,520
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$4,346/mo
Traditional @ 7.5%
$6,023/mo
You save $1,677/month ($20,127/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250000593SD

Listing From:

Last updated: 2025-03-17T22:19:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.48%
7.15%

Principal & Interest

$4,346 /mo
$5,807 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $76,520 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $76,520!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.48% Sellers Rate
$822,480
Your Cash$76,520
Total Purchase Price:$899,000

Assumed vs Traditional Mortgage

Assumed @ 4.48%
$4,346/mo
Traditional @ 7.5%
$6,023/mo
You save $1,677/month ($20,127/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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