Laura Jewett

Laura Jewett

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Closed

$790,000

($161,976 down)
VA

2765 Kausman St, San Diego, CA 92139

4
2
1,307 sqft
PITI Monthly
$4,061.43 /mo

Listing courtesy of: Adrian Quijano, eXp Realty of California, Inc.

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,064 /mo
$4,468 /mo

What's Special

LOCATION
SPACIOUS
MODERN
PATIO

Spacious 4-Bedroom Home in Paradise Hills! This starter 4-bedroom, 2-bath home offers a new roof, HVAC, and windows for modern comfort. Enjoy the huge backyard with an enclosed patio or sunroom, perfect for extra living space. The large lot includes a spacious driveway, ideal for multiple vehicles. Conveniently located with easy freeway access in a central Paradise Hills location, this property is a must-see!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.75
Remaining Loan Term
27 years, 2 months
Monthly PITI
$4,061.43/mo
Estimated Loan Balance
$632,394
Cash to close
$161,976
Interest Paid
$68,478

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Paradise Hills
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $604.44
  • Tax Annual Amount: $9875
  • On Market Date: 2025-01-21T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $161,976 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $161,976!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$628,024
Your Cash$161,976
Total Purchase Price:$790,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,064/mo
Traditional @ 7.5%
$4,634/mo
You save $1,571/month ($18,850/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250017019SD

Listing From:

Last updated: 2025-03-13T23:35:15.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,064 /mo
$4,468 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $161,976 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $161,976!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$628,024
Your Cash$161,976
Total Purchase Price:$790,000

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,064/mo
Traditional @ 7.5%
$4,634/mo
You save $1,571/month ($18,850/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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