Laura Jewett

Laura Jewett

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Closed

$879,900

($272,966 down)
VA

2764 Bear Valley Road, Chula Vista, CA 91915

3
3
1,651 sqft
PITI Monthly
$3,856.69 /mo

Listing courtesy of: Jeffrey Pastore, Alta Pacific Realty

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,703 /mo
$4,397 /mo

What's Special

SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
SEPARATE SHOWER
PLAYGROUND
HIGHLY RATED SCHOOLS

Welcome home to Your Turn Key 3 Bedroom 2 1/2 bath detached condo gem in the desirable enclave of East Lake Vistas. Drenched in natural light, this homes designer pallet of colors invites you partake of the SoCal Lifestyle. Offering a 1st floor with spacious Great Room, fireplace and access to the back yard. The main living area flows seamlessly into a light & bright dining area that abuts the well appointed kitchen offering stainless steel appliances and updated hardware. Upstairs you’ll love the kids study area at the top of landing. The Primary suite is spacious and sun drenched, with an ensuite bathroom boasting separate shower and tub. Two ancillary bedrooms and full bath round out the living space. Your corner lot affords an oversized backyard, tastefully hardscaped with stamped concrete, a huge gazebo, synthetic turf & bark for a clean canvas! East Lake Vistas can access a total of 3 different pools, including those with playgrounds and access to hiking trails and proximity to Mountain Hawk Park and Otay Lakes. Highly rated schools include Salt Creek Elementary and East Lake Middle & High Schools. Near the Olympic training center, you have easy access to shopping, dining and the freeway.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.88
Remaining Loan Term
26 years, 9 months
Monthly PITI
$3,856.69/mo
Estimated Loan Balance
$608,178
Cash to close
$272,966
Interest Paid
$58,844

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: GoodCondition
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Eastlake Vistas
  • HOA Amenities: Unknown
  • HOA Fee: $185
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $532.95
  • Tax Annual Amount: $10998.8
  • On Market Date: 2025-01-31T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $272,966 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $272,966!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$606,934
Your Cash$272,966
Total Purchase Price:$879,900

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,703/mo
Traditional @ 7.5%
$4,561/mo
You save $1,858/month ($22,297/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2501044

Listing From:

Last updated: 2025-03-28T19:25:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,703 /mo
$4,397 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $272,966 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $272,966!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$606,934
Your Cash$272,966
Total Purchase Price:$879,900

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,703/mo
Traditional @ 7.5%
$4,561/mo
You save $1,858/month ($22,297/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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