Laura Jewett

Laura Jewett

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Closed

$499,000

($171,334 down)
VA

2746 S HARMONY Avenue, Gilbert, AZ 85295

3
3
1,810 sqft
PITI Monthly
$1,792.11 /mo

Listing courtesy of: Penney Mullins, HomeSmart

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,491 /mo
$2,401 /mo

What's Special

GATED COMMUNITY
SERENE
SHOPPING
ENTERTAINMENT
SPACIOUS
MODERN
WALK-IN CLOSET
PATIO
BALCONY
PLAYGROUND

Discover modern living in this contemporary 3-bedroom, 2.5-bath townhome nestled in a desirable gated community with breathtaking views of the lush surroundings. This spacious 1956 sqft residence boasts a 2-car garage & a versatile downstairs office easily convertible into a 4th bedroom. The light filled interior highlights warm paint colors, designer lighting & a tasteful mix of tile & carpet flooring. A wall of sliding glass doors opens to a serene balcony, creating a seamless indoor-outdoor flow. The living area, enhanced with a surround sound system extending to the patio & master bath, is perfect for entertaining or relaxing. The well-designed gourmet kitchen is a custom design showcasing quartz counters, oversized center island w/breakfast bar, built-in SS appliances including... wall oven/micro, cooktop & pot filler (faucet), crown-molding & a chic tile backsplash, Retreat to the private main suite upstairs, offering dual sinks, a roomy tiled shower & walk-in closet. 2 additional guest bedrooms & a sleek guest bath complete the upper level. Additional upgrades include a Level 2 EV charger, smart home technology, attic access & water softener loop. Enjoy community amenities, including scenic lakes, parks, swimming pools, playgrounds & walking paths with convenient access to nearby restaurants, entertainment, San Tan Village shopping & the 202 freeway. This townhome combines the ease of low maintenance living with the spacious feel & comfort of a single-family home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,792.11/mo
Estimated Loan Balance
$328,347
Cash to close
$171,334
Interest Paid
$37,905

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style:
Materials
  • Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Maracay

Community & HOA

Community
  • Subdivision: VAL VISTA CLASSIC PARCEL 1 CONDOMINIUM
  • Features: Gated, Community Pool
HOA
  • Has HOA: Yes
  • HOA Name: Val Vista Classic Pa
  • HOA Amenities: Unknown
  • HOA Fee: $99
  • HOA Frequency: $Monthly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $275.69
  • Tax Annual Amount: $1612
  • On Market Date: 2025-01-18T16:20:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $171,334 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $171,334!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$327,666
Your Cash$171,334
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,491/mo
Traditional @ 7.5%
$2,491/mo
You save $999/month ($11,993/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6807296

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-30T09:00:20.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,491 /mo
$2,401 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $171,334 (34%)
You can enter any amount below - secondary financing will cover the difference if needed.
34%
$

You cover the entire equity of $171,334!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$327,666
Your Cash$171,334
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,491/mo
Traditional @ 7.5%
$2,491/mo
You save $999/month ($11,993/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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