Laura Jewett

Laura Jewett

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$439,900

($101,223 down)
FHA

2740 Granite Avenue N, Oakdale, MN 55128

5
2
1,970 sqft
PITI Monthly
$2,314.75 /mo

Listing courtesy of: , Keller Williams Premier Realty

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,544 /mo
$2,487 /mo

What's Special

MOVE-IN READY
DECK
PATIO

Beautifully Updated 5-Bedroom Home with Exceptional Features! Don't miss this fantastic opportunity to own a meticulously maintained 5-bedroom, 2-bath home with countless updates! Recent improvements include new siding, roof, and covered gutters (all in 2024), a stunning kitchen remodel (2016), and a relaxing hot tub (2017). The home has been freshly painted throughout, with new carpet in the lower level. The lower-level family room features a gorgeous bar area, perfect for entertaining. Step outside to enjoy the oversized, heated 2-car garage, an expansive 3-tier maintenance-free deck, an aggregate patio, and a convenient storage shed. This home is truly move-in ready and offers the perfect blend of comfort and style. Schedule your showing today—you won’t be disappointed!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,314.75/mo
Estimated Loan Balance
$340,090
Cash to close
$101,223
Interest Paid
$39,261

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Wood Stove
Features
  • Materials: Aluminum Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Aluminum Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Zachmans Oakridge
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Oakdale

Financial Details

  • Price per Sqft: $223.3
  • Tax Annual Amount: $4314
  • On Market Date: 2025-03-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $101,223 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $101,223!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$338,677
Your Cash$101,223
Total Purchase Price:$439,900

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,544/mo
Traditional @ 7.5%
$2,580/mo
You save $1,035/month ($12,422/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6682382

Listing From: northstar

Last updated: 2025-04-01T10:03:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,544 /mo
$2,487 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $101,223 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $101,223!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$338,677
Your Cash$101,223
Total Purchase Price:$439,900

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,544/mo
Traditional @ 7.5%
$2,580/mo
You save $1,035/month ($12,422/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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