Laura Jewett

Laura Jewett

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Pending

$399,000

($150,866 down)
FHA

2731 W WAYLAND Drive, Phoenix, AZ 85041

3
2
1,746 sqft
PITI Monthly
$2,126.09 /mo

Listing courtesy of: Carin S Nguyen, Real Broker

Assumed Rate

6.85%
7.15%

Principal & Interest

$1,631 /mo
$1,682 /mo

What's Special

SPACIOUS
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
PRIVATE BACKYARD
CHARMING
COZY

Come check out this charming single-level home in the Barcelona Community! Providing 3 beds, 2 baths, 2-car garage, and a mature landscape. Enter to find a formal living room and an inviting family room w/surround sound & sliding doors to the back! Vaulted ceilings add to the airy feel, complemented by tons of natural light, designer paint, and tile & plush carpet t/out. The kitchen boasts built-in appliances, a pantry, recessed lighting, granite counters, a center island, and staggered cabinetry w/crown molding. You'll love the spacious main bedroom! It features a cozy seating area, a walk-in closet, and an ensuite with dual sinks & a separate tub/shower. Tranquility awaits in the private backyard! A covered patio, shade trees, and an above-ground pool complete the picture. Welcome home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.85
Remaining Loan Term
29 years, 6 months
Monthly PITI
$2,126.09/mo
Estimated Loan Balance
$248,348
Cash to close
$150,866
Interest Paid
$8,509

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Stone, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Above Ground, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Stucco, Stone, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2016
Details
  • Builder: Providence Homes

Community & HOA

Community
  • Subdivision: BARCELONA
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Barcelona
  • HOA Amenities: Unknown
  • HOA Fee: $82
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $228.52
  • Tax Annual Amount: $2019
  • On Market Date: 2025-01-31T14:20:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $150,866 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $150,866!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$248,134
Your Cash$150,866
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$1,631/mo
Traditional @ 7.5%
$1,682/mo
You save $51/month ($607/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6813409

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-20T22:09:16.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.85%
7.15%

Principal & Interest

$1,631 /mo
$1,682 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $150,866 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $150,866!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.85% Sellers Rate
$248,134
Your Cash$150,866
Total Purchase Price:$399,000

Assumed vs Traditional Mortgage

Assumed @ 6.85%
$1,631/mo
Traditional @ 7.5%
$1,682/mo
You save $51/month ($607/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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