Laura Jewett

Laura Jewett

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Under Contract

$224,900

($74,719 down)
FHA

2726 Hearthwood Lane, Colorado Springs, CO 80917

2
1
1,000 sqft
PITI Monthly
$1,116.01 /mo

Listing courtesy of: Aimee Fletcher, eXp Realty, LLC

Assumed Rate

4.07%
7.15%

Principal & Interest

$803 /mo
$1,127 /mo

What's Special

LOCATION
MODERN
DECK
CHARMING

Welcome to this charming 2-bedroom, 1-bathroom home, perfectly nestled near the scenic Palmer Park and just off Academy Blvd. This thoughtfully designed space features a primary bedroom with convenient direct access to the bathroom, which also opens to the hallway for added ease. The home's neutral color palette creates a calm and inviting atmosphere, while modern updates like the furnace, replaced in 2024, and newer vinyl windows provide comfort and efficiency. The kitchen is a true highlight, featuring replaced cabinetry and quartz countertops that are both stylish and functional. You’ll love the convenience of in-unit laundry with an included washer and dryer. Step outside to enjoy your beautiful private deck—perfect for morning coffee or evening relaxation. The attached 1-car carport adds an extra layer of convenience, offering protection for your vehicle. With its great location near outdoor recreation and amenities, this home is a perfect blend of comfort and convenience.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.07
Remaining Loan Term
24 years, 3 months
Monthly PITI
$1,116.01/mo
Estimated Loan Balance
$151,056
Cash to close
$74,719
Interest Paid
$37,000

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Tile, Vinyl

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hearthwood
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Hearthwood HOA
  • HOA Amenities: Unknown
  • HOA Fee: $294
  • HOA Frequency: $Monthly
Location
  • Region: Colorado Springs

Financial Details

  • Price per Sqft: $224.9
  • Tax Annual Amount: $536
  • On Market Date: 2024-10-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $74,719 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $74,719!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$150,181
Your Cash$74,719
Total Purchase Price:$224,900

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$803/mo
Traditional @ 7.5%
$1,169/mo
You save $366/month ($4,387/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5695515

Listing From: recolorado

Last updated: 2025-04-03T03:35:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.07%
7.15%

Principal & Interest

$803 /mo
$1,127 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $74,719 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $74,719!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.07% Sellers Rate
$150,181
Your Cash$74,719
Total Purchase Price:$224,900

Assumed vs Traditional Mortgage

Assumed @ 4.07%
$803/mo
Traditional @ 7.5%
$1,169/mo
You save $366/month ($4,387/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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