Laura Jewett

Laura Jewett

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Closed

$850,000

($519,703 down)
FHA

27053 Saint Andrews Lane, Valley Center, CA 92082

3
2
2,141 sqft
PITI Monthly
$2,414.29 /mo

Listing courtesy of: Karen Christian, Woodring Real Estate

Assumed Rate

3.89%
7.15%

Principal & Interest

$1,910 /mo
$2,739 /mo

What's Special

DESIRED
DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
PATIO
COZY

Welcome to this wonderful single level home in the desired Woods Valley community! This beautiful, well maintained home boasts an open floor plan with a spacious formal living room/dining room and a large family room/kitchen area. The dining room has a beautiful vaulted ceiling, giving the space a light and airy feeling. Further into the home you will find a cozy family room with a beautiful gas fireplace and a big open kitchen complete with a center island with drawers. The kitchen, along with the laundry room and entryway, has ceramic tile flooring. In addition, the kitchen is light and bright with lots of cabinets for storage. The french doors with invisible screens open up to the back patio and yard overlooking the the community park. Invisable screens have also been installed on the front door. The master suite is separate from the other two bedrooms and has a gorgeous walk-in shower, newer cabinets and vanity and a large walk-in closet with organizational shelving. The two other bedrooms share the opposite side of the home and there is both a half bath for guests as well as a full bath. All of the bedrooms have ceiling fans as so does the dining room. The laundry room is between the kitchen and garage and has a sink and storage cabinets. The washer and dryer are include in the sale. Also topping this list of great amentities is the newer ac, a tankless water heater and a smart thermostat. Many fruit trees outline part of the property including tangerine, apricot, plum, peach, orange, lime, apple, lemon and avocado.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.89
Remaining Loan Term
20 years, 7 months
Monthly PITI
$2,414.29/mo
Estimated Loan Balance
$587,341
Cash to close
$519,703
Interest Paid
$134,716

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban, Park
HOA
  • Has HOA: Yes
  • HOA Name: Woods Valley Association
  • HOA Amenities: Unknown
  • HOA Fee: $141
  • HOA Frequency: $Monthly
Location
  • Region: Valley Center

Financial Details

  • Price per Sqft: $397.01
  • Tax Annual Amount: $
  • On Market Date: 2024-07-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $519,703 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $519,703!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.89% Sellers Rate
$330,297
Your Cash:$519,703
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 3.89%
$1,910/mo
Traditional @ 7.5%
$2,841/mo
You save $931/month ($11,167/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2406626

Listing From:

Last updated: 2024-12-05T04:37:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.89%
7.15%

Principal & Interest

$1,910 /mo
$2,739 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $519,703 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $519,703!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.89% Sellers Rate
$330,297
Your Cash:$519,703
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 3.89%
$1,910/mo
Traditional @ 7.5%
$2,841/mo
You save $931/month ($11,167/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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