Laura Jewett

Laura Jewett

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Active

$799,900

($451,142 down)
VA

26 Valmont Way, Ladera Ranch, CA 92694

2
3
1,230 sqft
PITI Monthly
$2,603.15 /mo

Listing courtesy of: Doug Harris, Regency Real Estate Brokers

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,553 /mo
$2,593 /mo

What's Special

FRESH PAINT
DINING
SPACIOUS
CUSTOM BUILT
FIREPLACE
WALK-IN CLOSET
FLEX SPACE
DECK
BALCONY
CLUBHOUSE
CHARMING

Rare premier property in Valmont community of Ladera Ranch! This charming townhouse offers amenities few others can boast. One of 6 units with its own 2 car full driveway and one of 8 units with an added tech space and additional balcony at the front of the home with an extra storage closet. Open floor plan with no one above or below. As you enter the home through a tree-lined courtyard, you will find a laundry room that accommodates a full-sized stackable washer and dryer. Additionally, the first floor has a flex space to meet your own needs (exercise room, office, den, reading room, etc.) and direct access to the 2-car garage. Upstairs you find the main living space with a switch activated gas fireplace, ceiling fan, and custom built-in shelves. The dining area has slider access to a 2nd private, covered deck perfect for your morning coffee. Spacious kitchen with generous cabinetry and granite counters. An updated powder room completes this floor. The top-level features dual, primary, en suite bedrooms, both with ceiling fans, upgraded vanities and walk-in closets. Fresh paint, high ceilings and neutral flooring throughout. Neighborhood was re-piped with premium PEX piping. The HOA includes, free internet, clubhouses, pools, water park, spas, parks, sport courts, dog park, skate park, tennis, and much more. This is one you don't want to miss!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.68
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,603.15/mo
Estimated Loan Balance
$350,301
Cash to close
$451,142
Interest Paid
$40,126

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Dual
  • Heating: ForcedAir, Fireplaces
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: GasStarter, LivingRoom, RaisedHearth
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Composition, Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer, SewerTapPaid
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Fenced, Heated, InGround, Lap, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Traditional
Materials
  • Stucco, WoodSiding
  • Roof: Composition, Tile
Condition
  • Year Built: 2004
Details
  • Builder: D.R. Horton

Community & HOA

Community
  • Subdivision: Valmont (VALM)
  • Features: Biking, Curbs, DogPark, Gutters, Hiking, StreetLights, Suburban, Sidewalks, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: LARMAC
  • HOA Amenities: Unknown
  • HOA Fee: $220
  • HOA Frequency: $Monthly
Location
  • Region: Ladera Ranch

Financial Details

  • Price per Sqft: $650.33
  • Tax Annual Amount: $9998.75
  • On Market Date: 2025-02-28T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $451,142 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $451,142!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$348,758
Your Cash:$451,142
Total Purchase Price:$799,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,553/mo
Traditional @ 7.5%
$2,690/mo
You save $1,137/month ($13,641/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25038109

Listing From:

Last updated: 2025-03-29T22:59:16.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,553 /mo
$2,593 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $451,142 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $451,142!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$348,758
Your Cash:$451,142
Total Purchase Price:$799,900

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,553/mo
Traditional @ 7.5%
$2,690/mo
You save $1,137/month ($13,641/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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