Laura Jewett

Laura Jewett

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Pending

$795,000

($116,426 down)
FHA

26914 Lugar De Oro Drive, Valencia, CA 91354

4
2
1,625 sqft
PITI Monthly
$5,417.08 /mo

Listing courtesy of: Patricia Brauneisen, Realty One Group Success

Assumed Rate

4.03%
7.15%

Principal & Interest

$3,809 /mo
$5,369 /mo

What's Special

LOCATION
MINUTES AWAY
DINING
SPACIOUS
FAMILY-FRIENDLY
NO HOA

Welcome to this spacious single-story, 4-bedroom, 2-bathroom pool home nestled on a desirable corner lot in North Valencia. With no HOA and no Mello-Roos, this property offers fantastic value and the freedom to make it your own. The home, built in 1975, features a solid layout, giving you the perfect opportunity to personalize and update it to fit your style. Located in a quiet, family-friendly neighborhood with access to award-winning schools, this home is also just minutes away from supermarkets and a variety of dining options. Whether you're relaxing by the private pool or enjoying the comfort of the spacious living areas, you'll love the peaceful atmosphere and convenience of this prime location. This is a great chance to bring your vision to life and transform this well-loved home into your very own home sweet home. With endless potential and the perfect canvas to work with, this North Valencia gem is waiting for you!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.03
Remaining Loan Term
22 years, 8 months
Monthly PITI
$5,417.08/mo
Estimated Loan Balance
$754,037
Cash to close
$116,426
Interest Paid
$218,785

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Composition, Shingle
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Monteverde (MVRD)
  • Features: StormDrains, StreetLights, Suburban, Sidewalks, Park
HOA
  • Has HOA: No
Location
  • Region: Valencia

Financial Details

  • Price per Sqft: $489.23
  • Tax Annual Amount: $9937.5
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $116,426 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $116,426!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.03% Sellers Rate
$678,574
Your Cash$116,426
Total Purchase Price:$795,000

Assumed vs Traditional Mortgage

Assumed @ 4.03%
$3,809/mo
Traditional @ 7.5%
$5,570/mo
You save $1,760/month ($21,125/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25054183

Listing From:

Last updated: 2025-03-27T22:36:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.03%
7.15%

Principal & Interest

$3,809 /mo
$5,369 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $116,426 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $116,426!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.03% Sellers Rate
$678,574
Your Cash$116,426
Total Purchase Price:$795,000

Assumed vs Traditional Mortgage

Assumed @ 4.03%
$3,809/mo
Traditional @ 7.5%
$5,570/mo
You save $1,760/month ($21,125/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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