Laura Jewett

Laura Jewett

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Closed

$897,000

($452,129 down)
VA

2680 Emerald Ridge Drive, Colorado Springs, CO 80920

5
4
4,435 sqft
PITI Monthly
$2,500.71 /mo

Listing courtesy of: John Dodson, Harmony Real Estate Group, Inc.

Assumed Rate

2.94%
7.15%

Principal & Interest

$2,050 /mo
$3,309 /mo

What's Special

LARGE CENTER ISLAND
DINING
SPACIOUS
GRANITE COUNTERTOPS
BREAKFAST NOOK
FIREPLACE
MASTER SUITE
DOUBLE VANITY
COZY

Welcome to this stunning home nestled in the highly sought-after Pine Creek community, just steps from the golf course and within walking distance to top-rated D-20 schools. This spacious residence features five bedrooms and four full baths, offering plenty of room for everyone. The master suite is a true retreat, complete with a luxurious five-piece bath featuring ample cabinet and counter space, plus two generous his and hers closets. Culinary enthusiasts will love the oversized gourmet kitchen, equipped with sleek black Kitchen Aid appliances, including an electric cooktop with downdraft, a French door refrigerator, a wall oven with microwave, and a whisper-quiet high-end dishwasher. The large center island provides a convenient serving surface and includes a double trash can pullout for added functionality. Beautiful granite countertops and a cozy breakfast nook make this space perfect for casual dining. The main level also boasts a formal dining area with a butler’s pantry, a comfortable living room featuring custom wood flooring, and an expansive den wired for both indoor and outdoor audio, ideal for entertaining guests. Head to the upper level, where the master suite awaits, complete with an adjoining sitting area and a cozy gas fireplace. Two additional bedrooms and a double vanity full bath provide plenty of space for family and guests. The lower level is an entertainer’s dream, featuring 7.1 surround sound wiring and a generous family room highlighted by a large serving bar and abundant cabinet storage. A well-designed bedroom and full bath add convenience, along with two large storage areas to meet all your organizational needs. This home also includes two furnaces and two AC units, ensuring year-round comfort. The three-car courtyard garage adds an elegant touch and creates an impressive entrance. Custom window shutters are found throughout the main level. Don’t miss out on this incredible property—it won’t last long!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$2,500.71/mo
Estimated Loan Balance
$449,636
Cash to close
$452,129
Interest Paid
$61,718

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Bedroom, Family Room
  • Flooring: Carpet, Vinyl, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pine Creek
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Hammersmith Mang
  • HOA Amenities: Unknown
  • HOA Fee: $110
  • HOA Frequency: $Monthly
Location
  • Region: Colorado Springs

Financial Details

  • Price per Sqft: $202.25
  • Tax Annual Amount: $2808
  • On Market Date: 2024-11-15T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $452,129 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $452,129!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$444,871
Your Cash:$452,129
Total Purchase Price:$897,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$2,050/mo
Traditional @ 7.5%
$3,433/mo
You save $1,383/month ($16,594/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9411365

Listing From: recolorado

Last updated: 2025-01-02T16:25:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$2,050 /mo
$3,309 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $452,129 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $452,129!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$444,871
Your Cash:$452,129
Total Purchase Price:$897,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$2,050/mo
Traditional @ 7.5%
$3,433/mo
You save $1,383/month ($16,594/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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