Laura Jewett

Laura Jewett

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Pending

$420,000

($265,263 down)
VA

2676 145th Street NW, Rice, MN 56367

4
2
2,018 sqft
PITI Monthly
$1,829.8 /mo

Listing courtesy of: , VoigtJohnson

Assumed Rate

2.69%
7.15%

Principal & Interest

$1,421 /mo
$1,907 /mo

What's Special

SERENE
DINING
SPACIOUS
HOME OFFICE
FLEX SPACE
PATIO
MATURE TREES
CHARMING

Nestled on 20 peaceful acres, this exceptional homestead offers the perfect blend of rural charm and modest updates. Property is a haven for those who enjoy outdoor activities and want a hobby farm that is established and functional. Current owners have had horses and chickens over the years and are excited for the next owner to enjoy these country living perks. The property’s mature trees and expansive pasture provide serene views and the utmost privacy. For those who appreciate outdoor gatherings, the home features a charming patio encircled by a beautiful fieldstone wall, offering a tranquil space to relax and entertain. The barn is equipped for livestock and there is a good set up for a coop. The upper loft is in excellent condition for hay, storage or what you envision this unique space transforming into. This fantastic structure is nicely complimented with multiple utility buildings on the land including a covered shooting range with targeting that extends 200 yards, providing ideal spot for enthusiasts. Upon entering the home, you are welcomed by a stunning two-story vaulted living room, creating a spacious gathering place with excellent natural light. You will appreciate the intertwining of rustic appeal and classic farmhouse, with wood barn doors. Glass French doors and even a Dutch door in the breezeway. Entry lends access to living space, views to the dining room and steps down into the breeze way. On the main level find two bedrooms and a full bath featuring beautiful tile surround and large vanity. You will note immediately that all the windows in the home have been updated, as well as the roof in 2022. 30 years of ownership had this seller making great improvements through the years, including paint, all floors, light fixtures, plumbing fixtures, appliances, electrical panel, 100 gallon water heater and a wood stove that intertwines with forced air furnace. Central A/C was updated in 2024. Upstairs, the chalet style lofted bedrooms with ample storage, provide both comfort and privacy. Find two bedrooms, a full bath, and a flex space that could be used as storage or a home office. The septic system, complete with a drain field, was improved in 2016. Located on a quiet stretch of road with only four other homes and no thru traffic, this property offers a truly peaceful and private living experience. Whether you are looking to raise livestock, enjoy outdoor pursuits, or simply unwind in a quiet, secluded setting, this home is a perfect retreat.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.69
Remaining Loan Term
10 years, 4 months
Monthly PITI
$1,829.8/mo
Estimated Loan Balance
$209,487
Cash to close
$265,263
Interest Paid
$22,979

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Wall Unit(s)
  • Heating: Fireplace(s)
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Other, Wire
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer, Tank with Drainage Field
  • Water Source: Drilled, Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Asphalt
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Rice

Financial Details

  • Price per Sqft: $208.13
  • Tax Annual Amount: $3108
  • On Market Date: 2025-02-25T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $265,263 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $265,263!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.69% Sellers Rate
$154,737
Your Cash:$265,263
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 2.69%
$1,421/mo
Traditional @ 7.5%
$1,951/mo
You save $531/month ($6,367/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6676049

Listing From: northstar

Last updated: 2025-03-04T04:11:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.69%
7.15%

Principal & Interest

$1,421 /mo
$1,907 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $265,263 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $265,263!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.69% Sellers Rate
$154,737
Your Cash:$265,263
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 2.69%
$1,421/mo
Traditional @ 7.5%
$1,951/mo
You save $531/month ($6,367/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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