Laura Jewett

Laura Jewett

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$799,000

($84,688 down)
FHA

2657 Payson Dr, Julian, CA 92036

3
3
2,650 sqft
PITI Monthly
$5,845.47 /mo

Listing courtesy of: Mauro Gonzalez, eXp Realty of California, Inc.

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,461 /mo
$4,941 /mo

What's Special

LOCATION
SERENE
MODERN
GAME ROOM
DECK
CHARMING
COZY
SOLAR PANELS
VACATION HOME

Come make this peaceful, charming mountain retreat with STUNNING VIEWS in Julian your home or vacation home! This unique property boasts: modern amenities: A state-of-the-art water filtration system, solar panels, a newer AC, heating system ensure comfort and sustainability year-round. In addition a separate studio apartment downstairs. Nestled in the serene upper mountains of Julian, this cozy, cabin-inspired home offers one of the best views in town. TOO MUCH DETAILS TO ADD, PLEASE READ SUPPLEMENT! This property has a lot of potential, especially with the extra bonus rooms that could be converted into a game room or even used for other purposes. The 3 bathrooms are definitely a plus, too! With the potential for a short-term rental (STR) business, it could be a great investment if the location is in demand. Breathtaking Views: Relax and take in the forever views from your expansive deck—perfect for entertaining or unwinding after a long day. Cozy Interior: Featuring a wood-burning stove that adds both warmth and ambiance to your living space. Outdoor Recreation: Just minutes from downtown Julian, you’re close to charming local shops, multiple wedding venues, U-pick farms, and the famous Wolf Center. Plus, with an abundance of pie shops nearby, you’ll always be able to satisfy your sweet tooth! Only 20 minutes from Cuyamaca Lake, you'll have easy access to outdoor activities such as boating, hiking, and fishing. Whether you're seeking a peaceful retreat, a weekend getaway, or a potential vacation rental, this home offers the perfect blend of rustic charm and modern convenience. Don’t miss this rare opportunity to own a slice of mountain paradise!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.16
Remaining Loan Term
28 years, 1 months
Monthly PITI
$5,845.47/mo
Estimated Loan Balance
$715,103
Cash to close
$84,688
Interest Paid
$85,415

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Fireplaces, Propane, Wood, WoodStove
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 3
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Out Of Area
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Julian

Financial Details

  • Price per Sqft: $301.51
  • Tax Annual Amount: $9987.5
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $84,688 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $84,688!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$714,312
Your Cash$84,688
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,461/mo
Traditional @ 7.5%
$5,125/mo
You save $664/month ($7,962/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021925SD

Listing From:

Last updated: 2025-03-20T19:35:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.16%
7.15%

Principal & Interest

$4,461 /mo
$4,941 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $84,688 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $84,688!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.16% Sellers Rate
$714,312
Your Cash$84,688
Total Purchase Price:$799,000

Assumed vs Traditional Mortgage

Assumed @ 6.16%
$4,461/mo
Traditional @ 7.5%
$5,125/mo
You save $664/month ($7,962/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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