Laura Jewett

Laura Jewett

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Closed

$545,000

($88,598 down)
FHA

264 Espanas Gln, Escondido, CA 92026

2
2
1,248 sqft
PITI Monthly
$3,664.24 /mo

Listing courtesy of: Carl Lemke, Coldwell Banker West

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,597 /mo
$3,183 /mo

What's Special

GATED COMMUNITY
SPACIOUS
PATIO

Discover Villa Espanas ... This welcoming gated community offers an END UNIT TOWNHOME in this convenient section of Escondido. Just minutes from the 78 & 15 Freeways and close to so much... Low HOA... Once inside this spacious End-Unit Town Home you'll find the comfort of a NEW HVAC, NEW DUAL PANE WINDOWS, NEW WATER HEATER. Plus an enclosed Patio Sunroom area and ample storage...

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$3,664.24/mo
Estimated Loan Balance
$457,609
Cash to close
$88,598
Interest Paid
$66,479

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial, Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Fenced

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: South Escondido
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Villa Espanas
  • HOA Amenities: Unknown
  • HOA Fee: $276
  • HOA Frequency: $Monthly
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $436.7
  • Tax Annual Amount: $6812.5
  • On Market Date: 2024-08-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $88,598 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $88,598!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$456,402
Your Cash$88,598
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,597/mo
Traditional @ 7.5%
$3,302/mo
You save $705/month ($8,462/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240019872SD

Listing From:

Last updated: 2024-10-11T20:18:45.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$2,597 /mo
$3,183 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,598 (16%)
You can enter any amount below - secondary financing will cover the difference if needed.
16%
$

You cover the entire equity of $88,598!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$456,402
Your Cash$88,598
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$2,597/mo
Traditional @ 7.5%
$3,302/mo
You save $705/month ($8,462/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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