Laura Jewett

Laura Jewett

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Closed

$499,000

($88,931 down)
FHA

2647 Osprey Way, Johnstown, CO 80534

4
3
2,170 sqft
PITI Monthly
$2,654.25 /mo

Listing courtesy of: Danielle Cruz, Your Castle Real Estate Inc

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,803 /mo
$2,948 /mo

What's Special

WALK-IN CLOSET

Here you go... a newer, 4 bedroom home in quintessential Johnstown with the landscaping already completed for you. This home is ready to go and nestled perfectly in the new and upcoming areas of Johnstown! First, you walk into plenty of light, open layout and upgrades throughout. Upstairs you'll find all 4 bedrooms, 2 bathrooms, walk-in closets, and laundry! Plus, you have an office on the main floor, perfect for working from home, play room or just extra space. This home is better than new with custom touches throughout and a beautiful backyard complete with garden boxes, turf for low maintenance living and a firepit area for these perfect summer nights and you back to open space! This home has the newness you want but has a few years under her belt so you know what to expect and won't be shocked at new home quirks. Come see this home and be a part of the lovely Johnstown community with cute shops, restaurants, my favorite- B's coffee, new Rec Center, schools and even more to come soon. You have a country living feel yet only minutes from even more amenities off Hwy 34 where Loveland and Greeley meet. Make this home yours.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,654.25/mo
Estimated Loan Balance
$428,197
Cash to close
$88,931
Interest Paid
$40,810

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Other
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Community Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick, Other
  • Roof: Composition
Condition
  • Year Built: 2021
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Johnstown Village
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Johnstown

Financial Details

  • Price per Sqft: $229.95
  • Tax Annual Amount: $4509
  • On Market Date: 2024-05-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $88,931 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $88,931!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$410,069
Your Cash$88,931
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,803/mo
Traditional @ 7.5%
$3,058/mo
You save $1,255/month ($15,061/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC6073178

Listing From: recolorado

Last updated: 2024-07-13T22:18:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,803 /mo
$2,948 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $88,931 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $88,931!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$410,069
Your Cash$88,931
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,803/mo
Traditional @ 7.5%
$3,058/mo
You save $1,255/month ($15,061/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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