Laura Jewett

Laura Jewett

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$650,000

($284,827 down)
VA

26452 Saint Michel Lane, Murrieta, CA 92563

5
2
1,942 sqft
PITI Monthly
$2,028.46 /mo

Listing courtesy of: Carrie Caruthers, Redfin Corporation

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,862 /mo
$2,735 /mo

What's Special

LOCATION
LARGE CENTER ISLAND
SHOPPING
DINING
SPACIOUS
FIREPLACE
SOAKING TUB
SEPARATE SHOWER
PATIO
CHARMING
COZY
NO HOA

This Home Can Qualify for a $20,000 Grant that can be used for Down Payment or Closing Costs! Welcome to 26452 Saint Michel Ln, Murrieta! This beautiful Single-Story Pool Home offers the perfect blend of style, comfort, and convenience. Located in a highly desirable neighborhood with NO HOA and LOW TAXES, this spacious residence features 5 bedrooms and 2 bathrooms, making it ideal for families seeking plenty of room to grow. As you step inside, you're greeted by soaring ceilings and an abundance of natural light that fills the open living spaces. The entry leads into a spacious formal living room and dining room, perfect for entertaining guests or enjoying family gatherings. The beautifully upgraded kitchen serves as the heart of the home, complete with sleek countertops and a large center island, ideal for meal preparation and casual dining. The kitchen opens to the cozy family room, featuring a charming fireplace—the perfect spot to relax and unwind. The primary suite offers a peaceful retreat with a luxurious ensuite bathroom, dual sinks, a soaking tub, and a separate shower. The additional bedrooms are generously sized, providing plenty of space for family or guests. Step outside to your backyard oasis, where a beautiful pool with stacked stone accents awaits! Whether you're relaxing by the pool or hosting summer BBQs, this outdoor space is perfect for both entertaining and unwinding. The large patio area offers plenty of room to enjoy Southern California's sunshine year-round. Additional features include a 2-car garage and a prime location close to top-rated schools, parks, shopping, and easy access to major freeways. Don’t miss out on this incredible opportunity to own a single-story pool home in Murrieta! Schedule your tour today and make this dream home yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.69
Remaining Loan Term
24 years, 8 months
Monthly PITI
$2,028.46/mo
Estimated Loan Balance
$367,376
Cash to close
$284,827
Interest Paid
$75,625

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, ForcedAir, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Decorative, FamilyRoom, GasStarter
  • Flooring: Tile

Exterior

Fencing
  • Fencing: NewCondition, Privacy, Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Pebble, Permits, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1997
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Murrieta

Financial Details

  • Price per Sqft: $334.71
  • Tax Annual Amount: $8125
  • On Market Date: 2024-11-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $284,827 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $284,827!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$365,173
Your Cash$284,827
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,862/mo
Traditional @ 7.5%
$2,837/mo
You save $975/month ($11,706/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24223318

Listing From:

Last updated: 2025-01-29T21:56:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.69%
7.15%

Principal & Interest

$1,862 /mo
$2,735 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $284,827 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $284,827!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.69% Sellers Rate
$365,173
Your Cash$284,827
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.69%
$1,862/mo
Traditional @ 7.5%
$2,837/mo
You save $975/month ($11,706/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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