Laura Jewett

Laura Jewett

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Closed

$1,075,000

($439,348 down)
VA

2637 Villas Way, San Diego, CA 92108

3
3
1,425 sqft
PITI Monthly
$3,440.24 /mo

Listing courtesy of: Patrick Cohen, Coldwell Banker Realty

Assumed Rate

3.64%
7.15%

Principal & Interest

$3,224 /mo
$4,765 /mo

What's Special

SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
WALKING TRAILS
PLAYGROUND
MOUNTAIN VIEWS

Gorgeous detached house in the coveted Escala community. This home sits high on the hill with East valley and mountain views from the primary bedroom. French doors lead to a low-maintenance, spacious & private yard area. The home features lots of natural light, engineered wood flooring, dual pane windows, and quartz counters in the kitchen & primary bath with stainless steel appliances. It boasts central heat/ac, ceiling fans throughout, 2-car garage w/ an electric car charging port. The complex has a ton of awesome amenities, including pools, spa, tennis/pickleball, gym, playground, BBQ, and walking trails. Located next to the new Snapdragon Stadium, Costco, Lowes, Ikea, shopping & dining. Escala is also close to several freeways, the trolley, beaches, and malls.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.64
Remaining Loan Term
24 years, 7 months
Monthly PITI
$3,440.24/mo
Estimated Loan Balance
$639,514
Cash to close
$439,348
Interest Paid
$131,816

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Concrete, SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 3
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Concrete, SpanishTile
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mission Valley
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Villas at Escala
  • HOA Amenities: Unknown
  • HOA Fee: $283.5
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $754.39
  • Tax Annual Amount: $
  • On Market Date: 2024-09-12T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $439,348 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $439,348!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.64% Sellers Rate
$635,652
Your Cash$439,348
Total Purchase Price:$1,075,000

Assumed vs Traditional Mortgage

Assumed @ 3.64%
$3,224/mo
Traditional @ 7.5%
$4,943/mo
You save $1,719/month ($20,632/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240021734SD

Listing From:

Last updated: 2024-12-05T05:22:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.64%
7.15%

Principal & Interest

$3,224 /mo
$4,765 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $439,348 (41%)
You can enter any amount below - secondary financing will cover the difference if needed.
41%
$

You cover the entire equity of $439,348!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.64% Sellers Rate
$635,652
Your Cash$439,348
Total Purchase Price:$1,075,000

Assumed vs Traditional Mortgage

Assumed @ 3.64%
$3,224/mo
Traditional @ 7.5%
$4,943/mo
You save $1,719/month ($20,632/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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