Laura Jewett

Laura Jewett

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Closed

$250,000

($121,162 down)
FHA

2635 Security Avenue, Bakersfield, CA 93306

3
1
879 sqft
PITI Monthly
$1,074.85 /mo

Listing courtesy of: Paris Davis, The Davis Group Real Estate, Inc.

Assumed Rate

2.84%
7.15%

Principal & Interest

$568 /mo
$928 /mo

What's Special

REMODELED
SPACIOUS
GRANITE COUNTERTOPS
PATIO

The seller is willing to help the buyer with concessions with a good offer! Pride of ownership, clean, and ready for you to call home! This adorable home was fully remodeled 5 years ago with white shaker kitchen cabinets, granite countertops, a new roof, HVAC system, tile flooring, plumbing, electrical, and windows. There are 3 great-sized bedrooms with freshly cleaned carpets and a spacious primary bedroom closet. Outside, you have a well-maintained yard with a custom-covered patio built in 2021 with extra insulation, a fan, outdoor recessed lighting, 4 panels, and additional supports. Making it perfect to host all your outdoor family gatherings. The large yard features a long private gravel driveway perfect for an RV, as well as another custom-covered workshop patio in the back with a metal shed ideal for storage or tools. Don't delay, Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$1,074.85/mo
Estimated Loan Balance
$129,100
Cash to close
$121,162
Interest Paid
$13,149

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1948
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Gutters
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $284.41
  • Tax Annual Amount: $3125
  • On Market Date: 2024-08-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,162 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $121,162!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$128,838
Your Cash$121,162
Total Purchase Price:$250,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$568/mo
Traditional @ 7.5%
$963/mo
You save $395/month ($4,742/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI24176439

Listing From:

Last updated: 2024-12-24T20:18:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$568 /mo
$928 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $121,162 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $121,162!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$128,838
Your Cash$121,162
Total Purchase Price:$250,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$568/mo
Traditional @ 7.5%
$963/mo
You save $395/month ($4,742/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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