Laura Jewett

Laura Jewett

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Closed

$399,900

($211,561 down)
FHA

26328 Ridgemoor Road, Menifee, CA 92586

3
2
1,618 sqft
PITI Monthly
$1,778.72 /mo

Listing courtesy of: Ghassan Shalabi, ALIGN HOMES

Assumed Rate

3.46%
7.15%

Principal & Interest

$1,020 /mo
$1,542 /mo

What's Special

DESIRED
SPACIOUS
STAINLESS STEEL APPLIANCES
PATIO
PRIVATE BACKYARD
MOUNTAIN VIEWS
55+ COMMUNITY

Welcome to 2628 Ridgemoor Rd. Located in the highly desired Sun City Civic 55+ Community with Low Taxes and Low HOA. Upon entry, you'll first notice the formal living room with open floor plan concept & newly installed laminate flooring. As you enter the naturally lit kitchen, you'll find newer cabinets, quartz counter tops and stainless steel appliances. The connecting dinning room allows for lighting to flow continuously through the rooms with access to the family room where one can enjoy the private backyard views. When making your way to the north side of the house there are 3 spacious bedrooms with newly installed carpet. Both bathrooms include pleasant upgrades. Furthermore, unlike many of the homes in this community this one includes its very own private garage. The backyard, with mountain views and no rear neighbors has its patio and newly built shed.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.46
Remaining Loan Term
21 years, 7 months
Monthly PITI
$1,778.72/mo
Estimated Loan Balance
$190,233
Cash to close
$211,561
Interest Paid
$60,675

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Solar
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1964
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Sun Civic Association
  • HOA Amenities: Unknown
  • HOA Fee: $35
  • HOA Frequency: $Monthly
Location
  • Region: Menifee

Financial Details

  • Price per Sqft: $247.16
  • Tax Annual Amount: $4998.75
  • On Market Date: 2024-10-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $211,561 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $211,561!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$188,339
Your Cash:$211,561
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$1,020/mo
Traditional @ 7.5%
$1,599/mo
You save $579/month ($6,952/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24203606

Listing From:

Last updated: 2025-03-18T22:27:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.46%
7.15%

Principal & Interest

$1,020 /mo
$1,542 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $211,561 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $211,561!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.46% Sellers Rate
$188,339
Your Cash:$211,561
Total Purchase Price:$399,900

Assumed vs Traditional Mortgage

Assumed @ 3.46%
$1,020/mo
Traditional @ 7.5%
$1,599/mo
You save $579/month ($6,952/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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