Laura Jewett

Laura Jewett

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Under Contract

$454,000

($92,923 down)
VA

2631 E JONES Avenue, Phoenix, AZ 85040

4
2
2,047 sqft
PITI Monthly
$1,993.76 /mo

Listing courtesy of: Van D. Welborn, Redfin Corporation

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,629 /mo
$2,674 /mo

What's Special

WALK-IN CLOSET
MOTIVATED SELLER

Stunning 4-bed/2-bath home, 2019 build, featuring a generous great room and kitchen with a breakfast bar and island, perfect for cooking and entertaining. The high-traffic areas elegantly finished with tile flooring. The primary bedroom retreat, complete with a spa-like bathroom and large walk-in closet. The HUGE secondary bedrooms provide plenty of room for guests. A beautiful backyard and pool with a Baja shelf, LED multi-color light, fountain, and grassy area. Insulated storage shed.. Additional amenities include a 2-car insulated garage and a covered RV gate, making this home as practical as it is beautiful. Convenient to South Mountain Community College, walking/biking paths, South Mountain Park trails, golf and Sky Harbor airport! SELLER OFFERING CREDIT TO BUYER CLOSING COSTS! MOTIVATED SELLER WHO MOVED DUE TO JOB TRANSFER!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,993.76/mo
Estimated Loan Balance
$361,859
Cash to close
$92,923
Interest Paid
$42,577

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 5
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2019
Details
  • Builder: Peila Homes

Community & HOA

Community
  • Subdivision: PEILA HOMES
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $221.79
  • Tax Annual Amount: $2379
  • On Market Date: 2025-02-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $92,923 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $92,923!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$361,077
Your Cash$92,923
Total Purchase Price:$454,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,629/mo
Traditional @ 7.5%
$2,774/mo
You save $1,145/month ($13,737/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6823601

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-26T17:23:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,629 /mo
$2,674 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $92,923 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $92,923!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$361,077
Your Cash$92,923
Total Purchase Price:$454,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,629/mo
Traditional @ 7.5%
$2,774/mo
You save $1,145/month ($13,737/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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