Laura Jewett

Laura Jewett

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Pending

$299,900

($105,190 down)
FHA

2605 W MONTEBELLO Avenue, Phoenix, AZ 85017

2
1
1,020 sqft
PITI Monthly
$1,338.55 /mo

Listing courtesy of: Megan Brown, HomeSmart

Assumed Rate

3.62%
7.15%

Principal & Interest

$993 /mo
$1,472 /mo

What's Special

MODERN
STAINLESS STEEL APPLIANCES
FIREPLACE
QUIET NEIGHBORHOOD
CHARMING
COZY
NO HOA

HUGE PRICE REDUCTION!! CHARMING, UPDATED, PRICED UNDER MARKET VALUE AND READY FOR ITS NEW OWNER! Cozy home that has it all! NO HOA! Quartz counter tops, white shaker style cabinetry w/soft close doors & drawers, backsplash, breakfast bar, stainless steel appliances including refrigerator w/water line & gas stove. Beautiful, modern wood burning fireplace. Upgraded LED lighting throughout, stainless steel sink w/ brushed nickel faucets, newer windows, ceiling fan, 2'' blinds. Newer bathroom plumbing, new roof 2019, R38 insulation, Trane A/C unit with a newer compressor, newer water heater, LARGE lot with low maintenance landscaping, paver stone seating area in front & back yard. New dishwasher! Washer/dryer/refrigerator all included! Quiet neighborhood, VERY close to I17 and Grand Canyon University! Alhambra elementary right across the street is an A rate school! So much going for this quaint home full of character! Make it yours before its too late!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 7 months
Monthly PITI
$1,338.55/mo
Estimated Loan Balance
$207,288
Cash to close
$105,190
Interest Paid
$40,494

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Window/Wall Unit
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces: 0
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Composition
Condition
  • Year Built: 1949
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: BERKLEY SQUARE
  • Features: Biking/Walking Path
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $294.02
  • Tax Annual Amount: $488
  • On Market Date: 2025-01-24T23:20:11.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $105,190 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $105,190!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$194,710
Your Cash$105,190
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$993/mo
Traditional @ 7.5%
$1,527/mo
You save $534/month ($6,404/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6810477

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-20T21:32:05.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$993 /mo
$1,472 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $105,190 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $105,190!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$194,710
Your Cash$105,190
Total Purchase Price:$299,900

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$993/mo
Traditional @ 7.5%
$1,527/mo
You save $534/month ($6,404/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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