Laura Jewett

Laura Jewett

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Closed

$550,000

($368,266 down)
FHA

2596 Lochbuie Circle, Loveland, CO 80538

3
3
2,061 sqft
PITI Monthly
$1,786.76 /mo

Listing courtesy of: Matthew Dozier, Group Loveland

Assumed Rate

3.73%
7.15%

Principal & Interest

$1,254 /mo
$1,833 /mo

What's Special

LOCATION
SPACIOUS
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
DOUBLE VANITY
DECK
PATIO
MOUNTAIN VIEWS

GREAT MOUNTAIN VIEWS, OPEN SPACE, WALKOUT BASEMENT. This is home. A maintenance-free attached patio home in desirable Emerald Glen. The main level offers vaulted ceilings creating a spacious environment, attractive gas fireplace, partial wood floors, and access to the incredible back deck which offers incredible scenic views of the mountains and the surrounding open space. The large primary bathroom offers a low-profile shower, double vanity & large walk-in closet. Main level bathrooms both include a skylight for natural lighting. The basement offers walkout access to the lower back patio along with a family room (new carpet), an additional bedroom, a 3/4 bathroom, and an oversize storage/mechanical room. This maintenance-free patio home offers snow removal, lawn care, and exterior maintenance. This great location is located in North Loveland and offers easy access to all of Northern Colorado. Home has been pre-inspected and a First American Eagle Premier Home Warranty is included. The garage is equipped with a ramp to the interior door and the stairs to the basement include a stair lift. If the new owners don't want these items, it can be arranged to have them removed.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.73
Remaining Loan Term
15 years, 5 months
Monthly PITI
$1,786.76/mo
Estimated Loan Balance
$291,493
Cash to close
$368,266
Interest Paid
$124,193

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Wood Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Multi-Family
  • Architectural Style: Unknown
Materials
  • Brick, Wood Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Emerald Glen
  • Features: Accessible Approach with Ramp
HOA
  • Has HOA: Yes
  • HOA Name: Emerald Glen Master
  • HOA Amenities: Unknown
  • HOA Fee: $380
  • HOA Frequency: $Monthly
Location
  • Region: Loveland

Financial Details

  • Price per Sqft: $266.86
  • Tax Annual Amount: $2092.66
  • On Market Date: 2024-07-23T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $368,266 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $368,266!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.73% Sellers Rate
$181,734
Your Cash:$368,266
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.73%
$1,254/mo
Traditional @ 7.5%
$1,901/mo
You save $647/month ($7,769/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1014933

Listing From: recolorado

Last updated: 2024-10-01T18:11:49.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.73%
7.15%

Principal & Interest

$1,254 /mo
$1,833 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $368,266 (67%)
You can enter any amount below - secondary financing will cover the difference if needed.
67%
$

You cover the entire equity of $368,266!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.73% Sellers Rate
$181,734
Your Cash:$368,266
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.73%
$1,254/mo
Traditional @ 7.5%
$1,901/mo
You save $647/month ($7,769/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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