Laura Jewett

Laura Jewett

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$617,000

($286,238 down)
VA

258 Knot Hole Circle, Chuluota, FL 32766

4
3
2,746 sqft
PITI Monthly
$2,358.56 /mo

Listing courtesy of: Mayerlyn Marie Reyes, Realty Hub

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,677 /mo
$2,486 /mo

What's Special

SHOPPING
DINING
SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
TURNKEY

Moving to Orlando? Looking to live near Ovideo or UCF? Well look no further! Welcome to the Estates at The Trails. Stunning, well-maintained single-story 4 bedrooms/3 full baths/3 car garage home with a LOW HOA. Located on a peaceful, relaxing, conservation lakefront lot with no front or back neighbors. Welcoming well appointed space with 10ft ceilings and flowing luxury vinyl wood plank floors. Formal living and dining spaces, split bedroom floor plan with elegant crown molding. Spacious great room, kitchen with double ovens, Corian countertops, stainless steel appliances, 42-inch soft close cabinetry, washer/dryer, garage overhead storage shelves, in wall pest control system, water softner. Highly rated Seminole Co. schools, shopping, restaurants. This turnkey home has it all!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.62
Remaining Loan Term
25 years, 0 months
Monthly PITI
$2,358.56/mo
Estimated Loan Balance
$332,114
Cash to close
$286,238
Interest Paid
$63,396

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, CeilingFans, Electric
  • Heating: Central, Electric
Features
  • Materials: Block, Stone, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: OneStory
Materials
  • Block, Stone, Stucco
  • Roof: Composition, Shingle
Condition
  • Year Built: 2010
Details
  • Builder:

Community & HOA

Community
  • Subdivision: TRAILS-UNIT 3
  • Features: HomeOwnersAssociation, NonGated, Playground, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name:
  • HOA Amenities: Unknown
  • HOA Fee: $235
  • HOA Frequency: $Quarterly
Location
  • Region: Chuluota

Financial Details

  • Price per Sqft: $224.69
  • Tax Annual Amount: $6176
  • On Market Date: 2025-03-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $286,238 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $286,238!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$330,762
Your Cash$286,238
Total Purchase Price:$617,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,677/mo
Traditional @ 7.5%
$2,578/mo
You save $901/month ($10,811/year)

*Secondary financing rates are an estimated value based on input

MLS ID: F10494487

Listing From:

Last updated: 2025-04-01T16:03:48.000Z

© , FTL. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,677 /mo
$2,486 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $286,238 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $286,238!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$330,762
Your Cash$286,238
Total Purchase Price:$617,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,677/mo
Traditional @ 7.5%
$2,578/mo
You save $901/month ($10,811/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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