Laura Jewett

Laura Jewett

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$350,000

($40,157 down)
FHA

25700 W ST JAMES Avenue, Buckeye, AZ 85326

3
2
1,574 sqft
PITI Monthly
$2,446.1 /mo

Listing courtesy of: Frances Gutierrez, Keller Williams Realty Sonoran Living

Assumed Rate

6.27%
7.15%

Principal & Interest

$1,957 /mo
$2,142 /mo

What's Special

SPACIOUS
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
COZY

Discover the charm of this fantastic updated 3-bed, 2-bath home with a den/office in the desirable Sunset Vista! Starting with a large 2-car garage, low-care desert front yard, cozy front porch. Be greeted by an huge open floorplan living room, perfect for receiving guests! Continue onto the spacious eat-in kitchen to find SS appliances, stylish light fixtures, two-tone cabinetry, a breakfast bar, & sliding doors that lead to the huge backyard. Vaulted ceilings add to the airy feel, complemented by abundant natural light, a neutral palette, & new wood-look tile flooring w/plush carpet in all the right places. The versatile den/office features a barn door entry for privacy. Primary bedroom boasts a large bay window & a spotless full bathroom with two vanities & a good size walk-in closet. Check out the spacious backyard with a covered patio, well-laid pavers, and a grassy area! Don't miss this opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$2,446.1/mo
Estimated Loan Balance
$310,514
Cash to close
$40,157
Interest Paid
$40,938

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Elliot Homes

Community & HOA

Community
  • Subdivision: SUNSET VISTA
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Sunset Vista
  • HOA Amenities: Unknown
  • HOA Fee: $0
  • HOA Frequency: $Monthly
Location
  • Region: Buckeye

Financial Details

  • Price per Sqft: $222.36
  • Tax Annual Amount: $1375
  • On Market Date: 2025-01-31T23:20:16.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $40,157 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $40,157!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$309,843
Your Cash$40,157
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$1,957/mo
Traditional @ 7.5%
$2,143/mo
You save $186/month ($2,229/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6813871

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T01:36:35.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$1,957 /mo
$2,142 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $40,157 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $40,157!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$309,843
Your Cash$40,157
Total Purchase Price:$350,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$1,957/mo
Traditional @ 7.5%
$2,143/mo
You save $186/month ($2,229/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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