Laura Jewett

Laura Jewett

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Pending

$365,000

($81,937 down)
VA

2565 Heartland Drive NW, Rochester, MN 55901

4
2
2,100 sqft
PITI Monthly
$1,778.15 /mo

Listing courtesy of: , Re/Max Results

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,294 /mo
$2,055 /mo

What's Special

LOCATION
SHOPPING
DINING
WALK-IN CLOSET
DECK
FENCED YARD

Welcome to this stunning multi-level home featuring soaring ceilings and an abundance of natural light. Just move in and enjoy this 4 bedroom, 2 bath home w/ a primary suite that offers a private ensuite, complete with a walk-in closet and convenient access to a full bath. The heart of the home is the expansive kitchen, featuring a large island, pantry, and an adjacent dining area that opens to a deck overlooking the fully fenced yard—perfect for outdoor entertaining or relaxing. Finished LL with a room to play rec/family room, huge storage/crawl space & 2 additional bedrooms w/ a tiled 3/4 bath. This home is located in a fantastic NW neighborhood, just minutes from Fox Trails Park, walking and biking paths, and provides an easy commute to the Mayo Campuses & nearby shopping. A perfect blend of comfort, convenience, and location!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$1,778.15/mo
Estimated Loan Balance
$284,198
Cash to close
$81,937
Interest Paid
$30,065

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full, Privacy, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Fox Trails 2nd
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Rochester

Financial Details

  • Price per Sqft: $173.81
  • Tax Annual Amount: $4010
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $81,937 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $81,937!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$283,063
Your Cash$81,937
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,294/mo
Traditional @ 7.5%
$2,131/mo
You save $837/month ($10,045/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6687701

Listing From: northstar

Last updated: 2025-03-22T22:38:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,294 /mo
$2,055 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $81,937 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $81,937!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$283,063
Your Cash$81,937
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,294/mo
Traditional @ 7.5%
$2,131/mo
You save $837/month ($10,045/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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