Laura Jewett

Laura Jewett

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$599,900

($258,445 down)
FHA

25540 Payson Street, Chualar, CA 93925

2
1
896 sqft
PITI Monthly
$2,630.7 /mo

Listing courtesy of: Hector Navarro, Remax Property Experts

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,571 /mo
$2,553 /mo

What's Special

MINUTES AWAY
CHARMING
COZY

Charming 2-bedroom, 1-bath home located in the peaceful city of Chualar. Set on a generous lot size of over 5,000 sq ft, this 896 sq ft residence offers a cozy and inviting living space. The eat-in kitchen provides a convenient and functional area for meal. The home features an indoor laundry area making chores more manageable. Let's not forget to mention that the home has a newer roof and newer windows so no worries about those big purchase items! Conveniently located near highway access, and only a few minutes away from Salinas and Gonzales!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,630.7/mo
Estimated Loan Balance
$342,947
Cash to close
$258,445
Interest Paid
$45,966

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1946
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Chualar

Financial Details

  • Price per Sqft: $669.53
  • Tax Annual Amount: $7498.75
  • On Market Date: 2025-03-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $258,445 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $258,445!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$341,455
Your Cash$258,445
Total Purchase Price:$599,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,571/mo
Traditional @ 7.5%
$2,648/mo
You save $1,077/month ($12,924/year)

*Secondary financing rates are an estimated value based on input

MLS ID: ML81997843

Listing From:

Last updated: 2025-03-24T16:17:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,571 /mo
$2,553 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $258,445 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $258,445!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$341,455
Your Cash$258,445
Total Purchase Price:$599,900

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,571/mo
Traditional @ 7.5%
$2,648/mo
You save $1,077/month ($12,924/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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