Laura Jewett

Laura Jewett

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Closed

$1,199,900

($545,181 down)
VA

2553 Oak Springs Dr, Chula Vista, CA 91915

5
3
2,950 sqft
PITI Monthly
$3,113.47 /mo

Listing courtesy of: Jeff Hinds, Compass

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,897 /mo
$4,768 /mo

What's Special

REMODELED
DINING
SPACIOUS
CUSTOM BUILT
HARDWOOD FLOORS
FIREPLACE
WALK-IN CLOSET
SEPARATE SHOWER
MATURE TREES
LANDSCAPED
CLUBHOUSE

Beautifully upgraded, spacious home with 5 Bedrooms, 3 Full Baths, and Owned Solar! Low HOA & LOW Mello Roos ($130/mo.), EXPIRES in 2026! 1st Floor features a bedroom & Full Bath, large Living Room/Dining Room combo, 9 ft ceilings, engineered hardwood floors, & recessed lighting. Step into a gorgeous brand new, custom kitchen featuring an extended large island with sit-down eating area! Quartz counters, Farmhouse undermount sink, Custom Dacor Appliances! 48" Stainless Steel KitchenAid Fridge/Freezer, 48" Dacor 6-burner Gas Stove & Hood, Stainless Steel Dacor Electric Dbl Oven, large walk-in pantry. Kitchen opens up to spacious family room w/gas fireplace, plantation shudders, and is wired for surround sound. Upstairs features 4 large bedrooms, including a huge Primary suite with dual sinks, 2 walk-in closets, oval tub and separate shower. Dual Central AC system, for max efficiency! Plenty of room to entertain in this large, plush, green, fully landscaped backyard with mature trees, shrubs, fruit trees, Built-in BBQ, gazebo, and gas fire ring. HOA includes access to Eastlake Clubhouse AND The Woods Clubhouse, featuring pools, banquet area, gym, basketball, and more! See Supplement for full list of features. Paid Solar with 27 panels, 8.910kW, Level 2 SolarEdge EV Charger (7600 rated AC power output). Kitchen features 48” Dacor gas range with 48” wall mounted Dacor hood, Dacor stainless steel electric double ovens, 48” built-in KitchenAid stainless steel refrigerator, Bosch 500 Series Top Control 24-in Built-In Dishwasher with Third Rack (Stainless Steel), Custom built island w/quartz counter tops and farmhouse apron/undermount sink, Custom kitchen cabinets and drawers with soft close hardware. 2 x Nest Smart Thermostats for dual A/C (downstairs/upstairs split) system, Arlo Home Security System with 2 cameras, U-Bolt Pro Wifi smart front door lock. Brand new, fully remodeled guest bath upstairs. Full exterior paint in 2022

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.79
Remaining Loan Term
26 years, 5 months
Monthly PITI
$3,113.47/mo
Estimated Loan Balance
$895,845
Cash to close
$545,181
Interest Paid
$67,852

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Dual, Gas
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas, GasStarter
  • Flooring: Carpet, Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Chula Vista
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Eastlake III
  • HOA Amenities: Unknown
  • HOA Fee: $123
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $406.75
  • Tax Annual Amount: $
  • On Market Date: 2024-12-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $545,181 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $545,181!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$654,719
Your Cash$545,181
Total Purchase Price:$1,199,900

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,897/mo
Traditional @ 7.5%
$4,946/mo
You save $2,049/month ($24,585/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240027785SD

Listing From:

Last updated: 2025-01-14T02:20:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.79%
7.15%

Principal & Interest

$2,897 /mo
$4,768 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $545,181 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $545,181!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.79% Sellers Rate
$654,719
Your Cash$545,181
Total Purchase Price:$1,199,900

Assumed vs Traditional Mortgage

Assumed @ 2.79%
$2,897/mo
Traditional @ 7.5%
$4,946/mo
You save $2,049/month ($24,585/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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