Laura Jewett

Laura Jewett

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Closed

$750,000

($386,915 down)
FHA

25423 Mountain Cliff Drive, Moreno Valley, CA 92557

3
3
2,063 sqft
PITI Monthly
$3,405.53 /mo

Listing courtesy of: B ROSANITA JETER, RENAISSANCE REALTY

Assumed Rate

4.59%
7.15%

Principal & Interest

$2,115 /mo
$2,790 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
PATIO
BALCONY
COZY
RENTAL INCOME

This stunning two-story home offers 3 bedrooms and 3 bathrooms, designed with both elegance and functionality in mind. The property is accessed through two wrought iron gated entrances, adding to the charm of the horse-friendly estate. The front yard features artificial turf for easy maintenance. Inside, the home boasts a formal living room, a formal dining room, a cozy family room with a fireplace, and an eat-in kitchen area. White shutters adorn the windows, providing a bright and airy atmosphere. All bedrooms are located upstairs, with the primary suite offering a luxurious spa-like bathroom, a private balcony, and a spacious walk-in closet. The kitchen is generously sized, featuring ample tile countertops, oak cabinets, a trash compactor, and a dishwasher. A separate indoor laundry room provides additional countertops and cabinets for added convenience. The exterior is perfect for enterming, with an inground pool, and an above-ground spa, a gazebo, and a covered patio, ideal for hosting family and friends. Additional amenities include an EV charger, a horse corral, dog kennels, and a chicken coop making this property a true haven for both people and animals alike. The attached 2-car garage us currently utilized as a den but can easily be converted back to a functional garage, as the garage door and opener remain fully intact. Meanwhile, the detached garage is presently set up as a 3-room office space, offering the potential to be transformed into an accessory dwelling unit (ADU) for additional living space or rental income. Both spaces provide versatile options to suit your needs.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.59
Remaining Loan Term
23 years, 3 months
Monthly PITI
$3,405.53/mo
Estimated Loan Balance
$382,233
Cash to close
$386,915
Interest Paid
$120,622

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, WallWindowUnits
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: WroughtIron
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Rural
HOA
  • Has HOA: No
Location
  • Region: Moreno Valley

Financial Details

  • Price per Sqft: $363.55
  • Tax Annual Amount: $9375
  • On Market Date: 2025-02-17T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $386,915 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $386,915!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.59% Sellers Rate
$363,085
Your Cash:$386,915
Total Purchase Price:$750,000

Assumed vs Traditional Mortgage

Assumed @ 4.59%
$2,115/mo
Traditional @ 7.5%
$2,894/mo
You save $779/month ($9,345/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25035299

Listing From:

Last updated: 2025-02-20T21:39:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.59%
7.15%

Principal & Interest

$2,115 /mo
$2,790 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $386,915 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $386,915!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.59% Sellers Rate
$363,085
Your Cash:$386,915
Total Purchase Price:$750,000

Assumed vs Traditional Mortgage

Assumed @ 4.59%
$2,115/mo
Traditional @ 7.5%
$2,894/mo
You save $779/month ($9,345/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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