Laura Jewett

Laura Jewett

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Closed

$750,000

($368,668 down)
VA

2541 Holly Valley Drive, Vista, CA 92084

2
2
1,540 sqft
PITI Monthly
$3,655.42 /mo

Listing courtesy of: Brenda DeAngelis, Fathom Realty Group, Inc

Assumed Rate

6.92%
7.15%

Principal & Interest

$2,640 /mo
$2,702 /mo

What's Special

SERENE
CUL-DE-SAC
CHARMING
SOLAR PANELS
FULLY FURNISHED

Step into this charming home, nestled in the serene community of The Havens. Situated on a tranquil cul-de-sac, this residence offers views of rolling hills and a peek of the golf course beyond the backyard trees, providing the perfect backdrop for a life of relaxation. Let natural light illuminate your living spaces through newer double-pane and stained-glass windows with new window coverings and newly carpeted bedrooms. Newly re-roofed with paper installed in 2022, complete with solar panels owned and installed the same year, this home boasts sustainability and efficiency. Net zero in electric usage and experience what current owners have monthly. The new plumbing was completed in 2018, ensuring functionality and reliability for years to come. Discover versatile upstairs finished storage space that can easily be transformed into what you desire. Custom made kitchen cabinets with pullout drawers and newer appliances installed. Storage abounds throughout the home, offering ample room for organization and convenience. Take advantage of the option to store your golf cart in the garage, perfect for exploring the nearby country club amenities. Golf club and social memberships available and can be researched at the Havens office. Fully furnished! All indoor and outdoor furniture, appliances and seller's decor can convey.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.92
Remaining Loan Term
29 years, 4 months
Monthly PITI
$3,655.42/mo
Estimated Loan Balance
$399,999
Cash to close
$368,668
Interest Paid
$18,399

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Electric, ForcedAir
Features
  • Materials: BlownInInsulation, Drywall, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric, FamilyRoom
  • Flooring: Carpet, Laminate, Stone, Tile, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • BlownInInsulation, Drywall, Stucco
  • Roof: Unknown
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Golf, Gutters, Mountainous, Rural, StreetLights, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Vista Valley Villas
  • HOA Amenities: Unknown
  • HOA Fee: $390
  • HOA Frequency: $Monthly
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $487.01
  • Tax Annual Amount: $9375
  • On Market Date: 2024-10-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $368,668 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $368,668!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$381,332
Your Cash$368,668
Total Purchase Price:$750,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$2,640/mo
Traditional @ 7.5%
$2,802/mo
You save $163/month ($1,951/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2408959

Listing From:

Last updated: 2025-02-06T02:48:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.92%
7.15%

Principal & Interest

$2,640 /mo
$2,702 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $368,668 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $368,668!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$381,332
Your Cash$368,668
Total Purchase Price:$750,000

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$2,640/mo
Traditional @ 7.5%
$2,802/mo
You save $163/month ($1,951/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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