Laura Jewett

Laura Jewett

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Closed

$440,000

($164,982 down)
FHA

253 Branco Avenue, Atwater, CA 95301

4
3
1,890 sqft
PITI Monthly
$1,693.9 /mo

Listing courtesy of: Kelly Hasko, Realty Executives Of Northern California

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,329 /mo
$2,047 /mo

What's Special

DINING
STAINLESS STEEL APPLIANCES
FIREPLACE
DOUBLE VANITY
PATIO
SOLAR PANELS

This home is ready for you to call home! Built in 2005 featuring 4 bedrooms, 3 bathrooms, with 1890 sq. ft. of living space located in Silvia Ranch. Home features high ceilings, ceiling fans and shutters throughout, Open floor plan has separate living and dining room, family room with fireplace and large kitchen. Kitchen features granite counters, island, plenty of cabinets, stainless steel appliances and nook. Large master bedroom with 2 closets, bathroom with double vanity and shower over tub. Two bedrooms with jack and jill bathroom located upstairs. An additional 4th bedroom and bathroom are conveniently located downstairs. The backyard is pool-sized and perfect for entertaining or relaxing on your concrete open patio. Home comes with solar panels to provide a great energy savings on your electric bill.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,693.9/mo
Estimated Loan Balance
$276,155
Cash to close
$164,982
Interest Paid
$46,125

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: AverageCondition
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean
Materials
  • Frame
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Atwater

Financial Details

  • Price per Sqft: $232.8
  • Tax Annual Amount: $
  • On Market Date: 2024-10-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $164,982 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $164,982!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$275,018
Your Cash$164,982
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,329/mo
Traditional @ 7.5%
$2,124/mo
You save $794/month ($9,533/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC24212861

Listing From:

Last updated: 2024-12-05T04:37:49.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,329 /mo
$2,047 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $164,982 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $164,982!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$275,018
Your Cash$164,982
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,329/mo
Traditional @ 7.5%
$2,124/mo
You save $794/month ($9,533/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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