Laura Jewett

Laura Jewett

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Closed

$279,000

($19,527 down)
FHA

25295 Josephine Street, Los Molinos, CA 96055

3
2
1,373 sqft
PITI Monthly
$1,938 /mo

Listing courtesy of: Samuel Ayala, LPT Realty

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,277 /mo
$2,097 /mo

What's Special

DINING
SPACIOUS
MODERN
HARDWOOD FLOORS
CHARMING

**Charming 3-Bedroom, 2-Bath Home with Modern Comforts and Timeless Appeal** Welcome to your dream home! Nestled in Los Molinos, this inviting 3-bedroom, 2-bathroom residence combines classic comfort with contemporary upgrades, making it a perfect sanctuary for any family or individual seeking a versatile and welcoming abode. **Key Features:** - **Spacious Living Areas:** Experience the seamless flow of the open-concept living and dining areas, ideal for entertaining friends and family. Beautiful hardwood floors and large windows fill the space with natural light, creating a warm and welcoming atmosphere. - **Modern Kitchen:** The well-appointed kitchen features durable countertops, ample cabinetry, and modern appliances that will inspire your culinary adventures.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
22 years, 11 months
Monthly PITI
$1,938/mo
Estimated Loan Balance
$348,659
Cash to close
$19,527
Interest Paid
$56,888

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EnergyStarQualifiedEquipment
  • Heating: Central, EnergyStarQualifiedEquipment, HighEfficiency
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: AsbestosShingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: English
Materials
  • Stucco
  • Roof: AsbestosShingle
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Foothills, Fishing, Hiking, Rural, StreetLights, Urban
HOA
  • Has HOA: No
Location
  • Region: Los Molinos

Financial Details

  • Price per Sqft: $203.2
  • Tax Annual Amount: $3487.5
  • On Market Date: 2025-02-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $19,527 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $19,527!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$259,473
Your Cash$19,527
Total Purchase Price:$279,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,277/mo
Traditional @ 7.5%
$2,175/mo
You save $898/month ($10,774/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25022166

Listing From:

Last updated: 2025-04-04T17:03:32.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,277 /mo
$2,097 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $19,527 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $19,527!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$259,473
Your Cash$19,527
Total Purchase Price:$279,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,277/mo
Traditional @ 7.5%
$2,175/mo
You save $898/month ($10,774/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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