Laura Jewett

Laura Jewett

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Closed

$879,900

($743,252 down)
FHA

2528 Cheyne Way, Oceanside, CA 92056

4
4
2,213 sqft
PITI Monthly
$933.92 /mo

Listing courtesy of: Norman Domingo, XRealty.Net

Assumed Rate

3.07%
7.15%

Principal & Interest

$615 /mo
$976 /mo

What's Special

LOCATION
SPACIOUS
MODERN
DECK
PATIO
FAMILY-FRIENDLY
EFFICIENT
SOLAR PANELS

This gorgeous, spacious smart home is just minutes from the coast and is perfect for a family or investment! Great family-friendly, close-knit neighborhood. This home can accommodate up to 8 guests and boasts a dream kitchen. It is in a great, quiet location with beautiful décor and relaxed living space. Schools are EXTREMELY conveniently located, and property value is consistently and quickly rising as a result of the property being located in the center of the fastest developing area in Oceanside. Property value will increase within the next few months due to the growth in the area. Across the street from the new Frontwave Stadium. The home is decked out with herringbone patterned vinyl-plank flooring, gorgeous quartzite countertops, boasts two BEAUTIFUL patios, solar panels, EV charging station, and voice activated temperature controls. You can operate garage access from your phone. Two restrooms are equipped with bidets and the living room has a fan that plays music via bluetooth. connection to enhance the mood. The appliances are all new, modern, and extremely energy-efficient. This mortgage is assumable at an interest rate of 3.25%.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 10 months
Monthly PITI
$933.92/mo
Estimated Loan Balance
$137,439
Cash to close
$743,252
Interest Paid
$13,597

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir, Electric, EnergyStarQualifiedEquipment, Gas, HighEfficiency
  • Heating: Electric, EnergyStarQualifiedEquipment, Solar
Features
  • Materials: Drywall, Frame, Glass, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Modern
Materials
  • Drywall, Frame, Glass, Stucco
  • Roof: SpanishTile
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: StormDrains, Suburban
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $397.61
  • Tax Annual Amount: $
  • On Market Date: 2024-03-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $743,252 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $743,252!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$136,648
Your Cash:$743,252
Total Purchase Price:$879,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$615/mo
Traditional @ 7.5%
$1,013/mo
You save $398/month ($4,773/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24055712

Listing From:

Last updated: 2024-12-05T00:15:02.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$615 /mo
$976 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $743,252 (84%)
You can enter any amount below - secondary financing will cover the difference if needed.
84%
$

You cover the entire equity of $743,252!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$136,648
Your Cash:$743,252
Total Purchase Price:$879,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$615/mo
Traditional @ 7.5%
$1,013/mo
You save $398/month ($4,773/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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