Laura Jewett

Laura Jewett

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Closed

$499,900

($201,289 down)
VA

25242 Via Lido, Laguna Niguel, CA 92677

1
1
644 sqft
PITI Monthly
$1,515.58 /mo

Listing courtesy of: Angela Creech, Redfin

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,349 /mo
$2,142 /mo

What's Special

SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MOVE-IN READY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
PATIO
CLUBHOUSE

Move-In Ready, Ground Floor End Unit in the Milano at Rancho Niguel community! Welcome to this beautifully updated 1-bedroom, 1-bath condo featuring a spacious open-concept floor plan in the heart of Laguna Niguel. The stylish kitchen has granite countertops, stainless steel appliances, and seamlessly flows into the inviting living area, where tile floors and a large sliding door lead to your own patio—perfect for indoor-outdoor living. The bright and airy primary bedroom offers a generous walk-in closet with built-in organizers for extra convenience. The upgraded bathroom features a granite-topped vanity and a shower/tub combo, providing both style and functionality. A hallway laundry closet right outside the primary suite adds extra convenience to your daily routine. The interior has been freshly painted with new baseboards. This unit includes a 1-car garage with ample guest parking available throughout the community. Residents enjoy exclusive access to a sparkling pool, relaxing spa, and a welcoming clubhouse. Located just minutes from the I-5 freeway and the 73 Toll Road, this home offers easy access to Marian Bergeson Elementary, shopping, dining, and entertainment options. Don’t miss your opportunity to experience the ultimate in comfort and convenience in this sought-after neighborhood!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,515.58/mo
Estimated Loan Balance
$301,514
Cash to close
$201,289
Interest Paid
$30,586

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: CentralAir, HighEfficiency
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Brick, ExcellentCondition, SeeRemarks
Roof
  • Roof: Clay, SeeRemarks
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PrivateSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Fenced, Filtered, InGround, NoPermits, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Clay, SeeRemarks
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Milano at Rancho Niguel (MLNO)
  • Features: Biking, Curbs, Hiking, HorseTrails, Park, StormDrains, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Niguel
  • HOA Amenities: Unknown
  • HOA Fee: $574
  • HOA Frequency: $Monthly
Location
  • Region: Laguna Niguel

Financial Details

  • Price per Sqft: $776.24
  • Tax Annual Amount: $
  • On Market Date: 2024-09-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $201,289 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $201,289!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$298,611
Your Cash$201,289
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,349/mo
Traditional @ 7.5%
$2,222/mo
You save $873/month ($10,472/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC24188414

Listing From:

Last updated: 2025-01-14T00:53:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,349 /mo
$2,142 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $201,289 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $201,289!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$298,611
Your Cash$201,289
Total Purchase Price:$499,900

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,349/mo
Traditional @ 7.5%
$2,222/mo
You save $873/month ($10,472/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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