Laura Jewett

Laura Jewett

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Closed

$719,900

($302,996 down)
VA

2515 Morningside St, San Diego, CA 92139

3
2
1,190 sqft
PITI Monthly
$3,107.47 /mo

Listing courtesy of: Tamara Markey-Truax, Redfin

Assumed Rate

3.72%
7.15%

Principal & Interest

$2,141 /mo
$3,134 /mo

What's Special

SHOPPING
DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
DECK
COZY
EFFICIENT
NO HOA
RENTAL INCOME

Situated on a large lot in Paradise Hills, this beautifully updated single-story home offers comfort and convenience with no HOA or Mello-Roos. Featuring an owned solar system, this home is both energy-efficient and cost-saving. Freshly painted and boasting new LVP flooring in the living room and hallway, it showcases vaulted wood beam ceilings and a cozy fireplace, creating a warm and inviting atmosphere. The kitchen features warm shaker-style cabinetry, stainless steel appliances, and granite countertops. For year-round comfort, an 18,000 BTU Mr. Cool mini-split system has been installed in the living room, providing efficient cooling. Step outside to a spacious covered deck, perfect for entertaining or relaxing. With ample lot space, there is excellent potential to build an ADU for additional living space or rental income. An attached two-car garage provides added convenience. Ideally located near shopping, dining, parks, Interstate 805, Highway 54, San Diego Bay, and Coronado, this home offers the perfect blend of style, space, and opportunity.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.72
Remaining Loan Term
24 years, 10 months
Monthly PITI
$3,107.47/mo
Estimated Loan Balance
$421,107
Cash to close
$302,996
Interest Paid
$84,795

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: Fireplaces, NaturalGas, Wood
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: GoodCondition
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • WoodSiding
  • Roof: Shingle
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Diego
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $604.96
  • Tax Annual Amount: $8998.75
  • On Market Date: 2025-02-26T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $302,996 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $302,996!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$416,904
Your Cash$302,996
Total Purchase Price:$719,900

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$2,141/mo
Traditional @ 7.5%
$3,251/mo
You save $1,110/month ($13,317/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250020035SD

Listing From:

Last updated: 2025-03-30T23:54:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.72%
7.15%

Principal & Interest

$2,141 /mo
$3,134 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $302,996 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $302,996!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.72% Sellers Rate
$416,904
Your Cash$302,996
Total Purchase Price:$719,900

Assumed vs Traditional Mortgage

Assumed @ 3.72%
$2,141/mo
Traditional @ 7.5%
$3,251/mo
You save $1,110/month ($13,317/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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