Laura Jewett

Laura Jewett

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Closed

$420,000

($131,466 down)
VA

25151 N 143RD Drive, Surprise, AZ 85387

3
2
1,695 sqft
PITI Monthly
$1,563.24 /mo

Listing courtesy of: Jodi O'Brien, My Home Group Real Estate

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,296 /mo
$2,128 /mo

What's Special

DINING
WALK-IN CLOSET
PATIO
COZY

Fall in LOVE with this beautiful 3-bed, den & 2-bath home in Rancho Mercado! Inside you will find an open floor plan with abundant natural lighting, along with neutral tile and paint palette, perfect for entertaining or everyday living! The kitchen includes, SS appliances, gas stove, granite counters, tile backsplash, pantry, ample wood cabinetry with hardware, custom dining & pendant lighting and an island w/breakfast bar. The split floor plan also has a cozy den with barn doors, ideal for an office or reading nook. Enter the master bedroom (new carpet) to find an ensuite with dual sinks, separate tub/shower, & a walk-in closet. Outback, you have an extended paver-covered patio, artificial turf, & a party lights. Easy access to the 303. Welcome home to your Turn key home!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,563.24/mo
Estimated Loan Balance
$323,615
Cash to close
$131,466
Interest Paid
$33,877

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Brick Veneer, Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Fire Pit, None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Brick Veneer, Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: William Lyon Homes

Community & HOA

Community
  • Subdivision: RANCHO MERCADO PARCEL A14
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Rancho Mercado
  • HOA Amenities: Unknown
  • HOA Fee: $91
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $247.79
  • Tax Annual Amount: $1407
  • On Market Date: 2025-01-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $131,466 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $131,466!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$288,534
Your Cash$131,466
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,296/mo
Traditional @ 7.5%
$2,207/mo
You save $911/month ($10,930/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6802207

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-03T22:24:50.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$1,296 /mo
$2,128 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $131,466 (31%)
You can enter any amount below - secondary financing will cover the difference if needed.
31%
$

You cover the entire equity of $131,466!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$288,534
Your Cash$131,466
Total Purchase Price:$420,000

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$1,296/mo
Traditional @ 7.5%
$2,207/mo
You save $911/month ($10,930/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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