Laura Jewett

Laura Jewett

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Pending

$665,000

($177,000 down)
VA

25125 Cedar Ridge Court, Wildomar, CA 92595

5
3
2,876 sqft
PITI Monthly
$2,509.95 /mo

Listing courtesy of: Edith Rodriguez, First Team Real Estate

Assumed Rate

3.27%
7.15%

Principal & Interest

$2,343 /mo
$3,627 /mo

What's Special

SERENE
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
SOAKING TUB
SEPARATE SHOWER
WET BAR
PATIO
PRIVATE BACKYARD
CUL-DE-SAC
EFFICIENT
SOLAR PANELS
LOW HOA FEES

Welcome to 25125 Cedar Ridge, a stunning two-story solar powered home in the serene Estrella Hills community of Wildomar. Nestled in a peaceful cul-de-sac, this expansive residence offers 5 bd, 3 ba, 2,876 sq. ft. of living space on a premium 10,018 sq. ft. lot, 3 car garage. The exterior of the home is beautifully designed with Spanish tile accents, inviting entry door, with decorative brickwork walkway illuminated by solar landscaping lights. The private backyard is an entertainer's dream, no rear neighbors, view, lush, green hillside backdrop, fire pit, stamped concrete, and a combination of covered and uncovered patio areas provide plenty of space to relax or host gatherings. The yard also features a tranquil rock-style water feature and is bordered by block walls on both sides for added privacy. With solar panels fully paid off, this home is as efficient as it is inviting. Inside the home you will find vaulted ceilings, plantation shutters, and an open floor plan. Neutral tile flooring extends throughout the first level, complemented by recessed lighting and a stone fireplace in the living room. The kitchen is a true centerpiece, featuring granite countertops, dark oak wood cabinets, stainless steel appliances, double oven, walk-in pantry and a stylish stone accent center island. A built-in wet bar complete with a kegerator, mini fridge, and wine rack enhances the home’s entertainment appeal. A spacious bedroom and bathroom with a walk-in shower are conveniently located on the first floor. The separate laundry room includes ample storage and open closet area. Upstairs, the remaining bedrooms feature vinyl flooring, high ceilings, and plantation shutters. The primary suite is a private retreat with a large walk-in closet, luxurious en-suite bathroom, soaking tub, dual sinks, separate shower, and vanity area. The secondary upstairs bathroom includes dual sinks, shared shower, providing functionality for the additional bedrooms. This home is equipped with dual AC units, ceiling fans, and abundant built-in cabinetry. Sliding glass doors from the dining room open to the backyard. Located in the picturesque Temecula Valley area of Southern California, this property is a 15-minute drive from Temecula’s renowned wineries, shopping destinations, and recreational opportunities. With its lower tax rate and low HOA fees, this home offers exceptional value. Don’t miss the chance to call this extraordinary property your own. www.25125CedarRidgeCourt.com

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Assumption Snapshot

Type of Loan
VA
Interest Rate
3.27
Remaining Loan Term
25 years, 5 months
Monthly PITI
$2,509.95/mo
Estimated Loan Balance
$649,798
Cash to close
$177,000
Interest Paid
$76,756

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Dual, Zoned
  • Heating: Central, Zoned
Features
  • Materials: Drywall, Concrete, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, Gas
  • Flooring: Laminate, Tile

Exterior

Fencing
  • Fencing: Block, WroughtIron
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional, PatioHome
Materials
  • Drywall, Concrete, Stucco
  • Roof: SpanishTile
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark, Foothills, Fishing, Golf, Gutters, Hiking, HorseTrails, Hunting, Lake, Mountainous, PreservePublicLand, StormDrains, StreetLights, Suburban, Sidewalks, WaterSports, Park
HOA
  • Has HOA: Yes
  • HOA Name: Estrella Hills HOA
  • HOA Amenities: Unknown
  • HOA Fee: $90
  • HOA Frequency: $Monthly
Location
  • Region: Wildomar

Financial Details

  • Price per Sqft: $231.22
  • Tax Annual Amount: $
  • On Market Date: 2025-01-09T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $177,000 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $177,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.27% Sellers Rate
$488,000
Your Cash$177,000
Total Purchase Price:$665,000

Assumed vs Traditional Mortgage

Assumed @ 3.27%
$2,343/mo
Traditional @ 7.5%
$3,763/mo
You save $1,419/month ($17,033/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25004054

Listing From:

Last updated: 2025-01-14T03:29:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.27%
7.15%

Principal & Interest

$2,343 /mo
$3,627 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $177,000 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $177,000!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.27% Sellers Rate
$488,000
Your Cash$177,000
Total Purchase Price:$665,000

Assumed vs Traditional Mortgage

Assumed @ 3.27%
$2,343/mo
Traditional @ 7.5%
$3,763/mo
You save $1,419/month ($17,033/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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