Laura Jewett

Laura Jewett

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$402,000

($67,155 down)
VA

250 29th Avenue SE, Saint Cloud, MN 56304

4
3
2,325 sqft
PITI Monthly
$2,431.32 /mo

Listing courtesy of: , RE/MAX Results

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,260 /mo
$2,318 /mo

What's Special

SPACIOUS
VAULTED CEILINGS
WALK-IN CLOSET

Come fall in love with this spacious 4-bedroom, 3-bath home featuring vaulted ceilings, an open floor plan, and beautiful finishes throughout. The kitchen boasts white cabinetry, stainless appliances, a center island, and a pantry. A unique third-level owner’s suite offers a large walk-in closet and private bath. The finished lower level includes a 4th bedroom, full bath, and an expansive family room. Enjoy the 30x36 insulated 3-car garage, a tree-lined backyard, and in-ground sprinklers. Located in the peaceful Ayers Pond neighborhood—come see it for yourself!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$2,431.32/mo
Estimated Loan Balance
$335,179
Cash to close
$67,155
Interest Paid
$54,599

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Shake Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Shake Siding, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ayers Mill Pond
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $172.9
  • Tax Annual Amount: $252
  • On Market Date: 2025-02-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $67,155 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $67,155!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$334,845
Your Cash$67,155
Total Purchase Price:$402,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,260/mo
Traditional @ 7.5%
$2,404/mo
You save $144/month ($1,729/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6674683

Listing From: northstar

Last updated: 2025-03-24T16:36:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,260 /mo
$2,318 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $67,155 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $67,155!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$334,845
Your Cash$67,155
Total Purchase Price:$402,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,260/mo
Traditional @ 7.5%
$2,404/mo
You save $144/month ($1,729/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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