Laura Jewett

Laura Jewett

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$565,000

($54,622 down)
FHA

2505 Rosemary Lane, San Bernardino, CA 92407

4
2
1,320 sqft
PITI Monthly
$3,156.26 /mo

Listing courtesy of: MARIA ELENA SERAFIN, NATIONAL REALTY GROUP

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,610 /mo
$3,618 /mo

What's Special

REMODELED
DESIRED
DINING
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
MOUNTAIN VIEWS
COZY

BACK ON THE MARKET- This house has all of your needs covered. It features a four-bedroom, two-bath single-story home in the desired Verdemont Heights area of San Bernardino with beautiful mountains and hiking trails nearby. This home has a new central AC, heating, and whole house fan. Remodeled open kitchen and dining area with granite countertops, recessed lighting, and updated stainless steel appliances. The bright, light living room has breathtakingly beautiful mountain views and a cozy fireplace. There are ceiling fans, tile, and laminate flooring throughout—a 2-car attached garage with storage and a very quiet opener. Walk outside to your large side and backyard with tons of potential, and be ready to make your own—RV parking potential. This home is a winner. Make it yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$3,156.26/mo
Estimated Loan Balance
$531,250
Cash to close
$54,622
Interest Paid
$63,542

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EnergyStarQualifiedEquipment
  • Heating: Central, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Tile, Vinyl

Exterior

Fencing
  • Fencing: Block, Brick, Masonry, Security, Wood, WroughtIron
Roof
  • Roof: Clay, SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Clay, SpanishTile
Condition
  • Year Built: 1987
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, DogPark, Hiking, Mountainous, Park, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $428.03
  • Tax Annual Amount: $7062.5
  • On Market Date: 2024-12-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $54,622 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $54,622!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$510,378
Your Cash$54,622
Total Purchase Price:$565,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,610/mo
Traditional @ 7.5%
$3,753/mo
You save $1,143/month ($13,712/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV24252914

Listing From:

Last updated: 2025-03-18T21:00:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$2,610 /mo
$3,618 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $54,622 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $54,622!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$510,378
Your Cash$54,622
Total Purchase Price:$565,000

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$2,610/mo
Traditional @ 7.5%
$3,753/mo
You save $1,143/month ($13,712/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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