Laura Jewett

Laura Jewett

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Under Contract

$375,000

($111,063 down)
FHA

2501 E PEPPER RIDGE Circle, Phoenix, AZ 85032

2
2
1,246 sqft
PITI Monthly
$1,642.19 /mo

Listing courtesy of: Megan K Bruner, Compass

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,213 /mo
$1,923 /mo

What's Special

REMODELED
LOCATION
SHOPPING
DINING
COMMUNITY POOL

REDUCED FOR QUICK SALE! The BEST and LARGEST lot in the subdivision! REMODELED AND UPDATED TRHOUGHOUT!! This beautiful single level townhome has a fantastic floor-plan! New wood plank tile floors, Newly Updated Stylish kitchen with new Butcher Block counters, Updated two tone designer cabinets and backsplash! Fully remodeled bathrooms! NEW interior Paint, New lighting and fixtures. Featuring 2 bedrooms, PLUS BONUS ROOM, inside laundry and a 2 car garage! Amazing Backyard Orchard! Citrus trees, grapevines, garden and more! Newer HVAC and Water Heater. This community boasts an ideal location and two community pools. Close to freeways, shopping, dining, golf & hiking.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,642.19/mo
Estimated Loan Balance
$264,471
Cash to close
$111,063
Interest Paid
$32,960

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Built-Up, Foam
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Townhouse
  • Architectural Style: Spanish
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Built-Up, Foam
Condition
  • Year Built: 1985
Details
  • Builder: UKN

Community & HOA

Community
  • Subdivision: PEPPER RIDGE TOWNHOMES UNIT 1
  • Features: Community Pool Htd, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: PEPPER RIDGE TOWNHOM
  • HOA Amenities: Unknown
  • HOA Fee: $126.11
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $300.96
  • Tax Annual Amount: $932
  • On Market Date: 2024-09-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,063 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $111,063!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$263,937
Your Cash$111,063
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,213/mo
Traditional @ 7.5%
$1,995/mo
You save $782/month ($9,385/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6749090

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-21T19:24:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,213 /mo
$1,923 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $111,063 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $111,063!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$263,937
Your Cash$111,063
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,213/mo
Traditional @ 7.5%
$1,995/mo
You save $782/month ($9,385/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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