Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Pending

$799,900

($367,672 down)
FHA

249 Rio Lindo Drive, San Diego, CA 92114

4
2
1,452 sqft
PITI Monthly
$3,405.96 /mo

Listing courtesy of: Loren Sanchez, Finest City Homes

Assumed Rate

3.16%
7.15%

Principal & Interest

$2,068 /mo
$3,246 /mo

What's Special

DINING
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
CHARMING
COZY
SOLAR PANELS

Welcome to 249 Rio Lindo Dr! This charming 4 bedroom, 2 bath single-story home situated on a spacious corner lot offering 1,452 sq. ft. of comfortable open living space with a spacious living room featuring a cozy fireplace, perfect for gathering with family and friends. The updated kitchen boasts granite countertops, stainless steel appliances, and a dedicated dining area. Throughout the home tile and luxury vinyl flooring, recessed lighting, and dual-pane windows enhance the home’s energy efficiency. Additional upgrades include solar panels and a newer roof (2019) for added value and sustainability. The attached two-car garage provides convenience, while the low-maintenance front and back yards with turf landscaping make outdoor upkeep a breeze. The backyard is perfect for gatherings and summer nights. FHA AND VA WELCOME!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.16
Remaining Loan Term
25 years, 4 months
Monthly PITI
$3,405.96/mo
Estimated Loan Balance
$437,755
Cash to close
$367,672
Interest Paid
$67,455

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Electric
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Tile, Vinyl

Exterior

Fencing
  • Fencing: Block, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1991
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $550.9
  • Tax Annual Amount: $9998.75
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $367,672 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $367,672!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$432,228
Your Cash$367,672
Total Purchase Price:$799,900

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$2,068/mo
Traditional @ 7.5%
$3,367/mo
You save $1,299/month ($15,588/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2502220

Listing From:

Last updated: 2025-04-02T18:42:01.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.16%
7.15%

Principal & Interest

$2,068 /mo
$3,246 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $367,672 (46%)
You can enter any amount below - secondary financing will cover the difference if needed.
46%
$

You cover the entire equity of $367,672!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.16% Sellers Rate
$432,228
Your Cash$367,672
Total Purchase Price:$799,900

Assumed vs Traditional Mortgage

Assumed @ 3.16%
$2,068/mo
Traditional @ 7.5%
$3,367/mo
You save $1,299/month ($15,588/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.