Laura Jewett

Laura Jewett

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Closed

$545,000

($152,819 down)
VA

2498 S BETTY Street, Gilbert, AZ 85295

3
3
2,185 sqft
PITI Monthly
$2,097.17 /mo

Listing courtesy of: Darcy R Hardy, HomeSmart

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,723 /mo
$2,795 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
PATIO
CHARMING

This Charming Overland Model 3 bdrm 2.5 bath home sits on a PREMIUM LOT across from the Park. A Great place to let the kids play and enjoy. As you enter you will find a den/guest room downstairs with a guest bath within a few steps away. The Open Concept great room, dining and kitchen is perfect for relaxing, watching movies or entertaining, as the double sliding glass doors lead to the patio. The kitchen has spacious cabinets, quartz countertops and drawers that are all soft closing. Upstairs you will find the primary bdrm suite and bath with double sinks and oversized shower, split from the other two bedrooms.There is a large loft and lndry rm is plumbed for a sink. Garage has as whole house water softener and a 50amp 240v outlet perfect for your EV charging needs. This home immaculate!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$2,097.17/mo
Estimated Loan Balance
$400,581
Cash to close
$152,819
Interest Paid
$39,529

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Programmable Thmstat, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Unknown
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2021
Details
  • Builder: Fulton Homes

Community & HOA

Community
  • Subdivision: FULTON HOMES COOLEY STATION PARCELS 9 11 17A & 30
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Cooley Station
  • HOA Amenities: Unknown
  • HOA Fee: $527
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $249.43
  • Tax Annual Amount: $2495
  • On Market Date: 2024-07-04T07:29:19.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $152,819 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $152,819!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$392,181
Your Cash$152,819
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,723/mo
Traditional @ 7.5%
$2,899/mo
You save $1,177/month ($14,122/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6688672

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-07-22T16:55:44.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$1,723 /mo
$2,795 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $152,819 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $152,819!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$392,181
Your Cash$152,819
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$1,723/mo
Traditional @ 7.5%
$2,899/mo
You save $1,177/month ($14,122/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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