Laura Jewett

Laura Jewett

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Closed

$849,000

($410,309 down)
FHA

2494 Mackenzie Creek Road, Chula Vista, CA 91914

3
3
1,523 sqft
PITI Monthly
$2,505.83 /mo

Listing courtesy of: Kelly Bonelli, Coldwell Banker West

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,950 /mo
$3,231 /mo

What's Special

SHOPPING
DINING
FIREPLACE
WALK-IN CLOSET

Welcome to Rolling Hills Ranch!! One of the most sought-after communities in all of East Chula Vista, where you'll find NO MELLO ROOS and just one low HOA fee. This home has been priced to sell quickly so run, don't walk, if you've been looking for a home in this desirable Rolling Hills Ranch neighborhood. You'll have access to multiple community swimming pools, BBQ areas, parks and walking distance to top-rated Thurgood Marshall Elementary School. This 3 bedroom home offers 2.5 bathrooms, 1,523 square feet of living space and a 2-car detached garage with EXTRA driveway parking. Upon entry, you are greeted by a beautifully designed open floorplan with stylish ceramic "wood like" tiles throughout the first floor. The kitchen has recently been updated but just needs a few minor finishes, you'll enjoy a separate laundry area off the kitchen, a half bath for guests and a beautiful gas fireplace. All 3 bedrooms are upstairs as well as 2 full bathrooms. The primary room has an attached en suite with a walk-in closet and is divided by the hallway that leads to the other two rooms and another full bathroom. Just off the kitchen is access to the low maintenance backyard where you'll find a built in BBQ and outdoor sink. The courtyard is abundant and there is room for additional storage sheds, water toys, play dates, s'mores by a firepit and plenty of room to entertain. You'll enjoy the cool breezes and privacy as there are no neighbors directly behind. Rolling Hills Ranch offers top-rated schools, multiple parks and walking distance to dining, shopping, public transit, Target, Trader Joes and so much more.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$2,505.83/mo
Estimated Loan Balance
$443,402
Cash to close
$410,309
Interest Paid
$51,132

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, InGround, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2001
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark, Hiking, Lake, StreetLights, Sidewalks, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Prescott Companies
  • HOA Amenities: Unknown
  • HOA Fee: $151
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $557.45
  • Tax Annual Amount: $
  • On Market Date: 2024-10-31T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $410,309 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $410,309!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$438,691
Your Cash$410,309
Total Purchase Price:$849,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,950/mo
Traditional @ 7.5%
$3,351/mo
You save $1,401/month ($16,812/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2406737

Listing From:

Last updated: 2024-12-03T02:24:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,950 /mo
$3,231 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $410,309 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $410,309!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$438,691
Your Cash$410,309
Total Purchase Price:$849,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,950/mo
Traditional @ 7.5%
$3,351/mo
You save $1,401/month ($16,812/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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