Laura Jewett

Laura Jewett

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Closed

$414,900

($210,928 down)
FHA

2494 N HERITAGE Street, Buckeye, AZ 85396

3
3
1,791 sqft
PITI Monthly
$1,494.7 /mo

Listing courtesy of: Jennifer L Thone, Realty ONE Group

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,004 /mo
$1,644 /mo

What's Special

SERENE
DINING
SPACIOUS
MODERN
HOME OFFICE
CHARMING

***This property has an assumable FHA loan at an interest rate of only 3%!!!*** Welcome to your dream home in the highly sought-after, tree-lined neighborhood of Verrado! This charming 3-bedroom, 2.5-bath residence seamlessly combines modern elegance with functional design. As you step inside, you'll be greeted by beautifully upgraded plank tile flooring that flows throughout the open and airy layout. The heart of the home is the spacious kitchen, which boasts sleek quartz countertops and high-end appliances, including a stylish gas stove that's perfect for culinary adventures. The open kitchen design allows for effortless entertaining and family gatherings, with a seamless connection to the living and dining areas. The primary suite offers a serene retreat with an en-suite bath, while the additional bedrooms provide ample space for family, guests, or a home office. Each bath is thoughtfully designed, featuring contemporary fixtures and finishes. Enjoy the convenience of living just a short stroll away from Verrado Heritage Elementary School and the Verrado Heritage Swim Park, making everyday errands and recreational activities a breeze. This home not only delivers comfort and style but also places you in a vibrant community with all the amenities you need. Don't miss the opportunity to make this beautiful property your own!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 8 months
Monthly PITI
$1,494.7/mo
Estimated Loan Balance
$290,057
Cash to close
$210,928
Interest Paid
$28,451

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Private Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Painted, Stucco, Block
  • Roof: Tile
Condition
  • Year Built: 2020
Details
  • Builder: Landsea

Community & HOA

Community
  • Subdivision: VERRADO PARCEL 3.303
  • Features: Community Spa Htd, Community Spa, Community Pool Htd, Community Pool, Golf, Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Verrado
  • HOA Amenities: Unknown
  • HOA Fee: $130
  • HOA Frequency: $Monthly
Location
  • Region: Buckeye

Financial Details

  • Price per Sqft: $231.66
  • Tax Annual Amount: $2019
  • On Market Date: 2024-07-19T18:30:08.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $210,928 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $210,928!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$203,972
Your Cash:$210,928
Total Purchase Price:$414,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,004/mo
Traditional @ 7.5%
$1,705/mo
You save $701/month ($8,415/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6733418

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-13T19:53:28.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,004 /mo
$1,644 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $210,928 (51%)
You can enter any amount below - secondary financing will cover the difference if needed.
51%
$

You cover the entire equity of $210,928!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$203,972
Your Cash:$210,928
Total Purchase Price:$414,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,004/mo
Traditional @ 7.5%
$1,705/mo
You save $701/month ($8,415/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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