Laura Jewett

Laura Jewett

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Closed

$649,000

($360,629 down)
FHA

248 Yellow Rose Cir, Oakley, CA 94561

4
3
2,414 sqft
PITI Monthly
$2,144.71 /mo

Listing courtesy of: Laverne Oakley, Xclusive Real Estate Services

Assumed Rate

3.71%
7.15%

Principal & Interest

$1,671 /mo
$2,449 /mo

What's Special

INVESTORS
SHOPPING

Accepting back- up offer!!! Make this your dream home!!! You can make this 4 bedroom home a 5 bedroom by converting the extended garage into an additional bedroom while still keeping the ability to park two cars. This can be a game-changer if you need more space but don’t want to give up the convenience of off-street parking. Increasing property value by Adding an extra bedroom increases the overall livable square footage of the home. Attention First Time Home Buyers!!! Seller Motivated!!! Sit on the porch of this 4 bedroom 2 1/2 bath, two-story home and sip a cup of cold lemonade while enjoying the neighborhood. Take A Look At The Great Floor Plan!!! Easy access to shopping. Lots of space, Tons of Natural Sunlight, Cathedral Ceiling, 3 Car garage and you can park 2 cars in front of the home, low maintenance front and back yard. Rental Investors add this beautiful home to your portfolio!!! First time Homeowners, this is a beautiful property for you to create memories. Let's discuss creative options. Near elementary school and walking distance to the park. Stop by and tour this beauty and make this your dream home or your investment property. Welcome home!!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.71
Remaining Loan Term
20 years, 0 months
Monthly PITI
$2,144.71/mo
Estimated Loan Balance
$490,680
Cash to close
$360,629
Interest Paid
$120,773

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Stone

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Custom
Materials
  • Stucco
  • Roof: Tile
Condition
  • Year Built: 2006
Details
  • Builder:

Community & HOA

Community
  • Subdivision: None
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oakley

Financial Details

  • Price per Sqft: $268.85
  • Tax Annual Amount: $8112.5
  • On Market Date: 2024-08-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $360,629 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $360,629!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.71% Sellers Rate
$288,371
Your Cash:$360,629
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 3.71%
$1,671/mo
Traditional @ 7.5%
$2,541/mo
You save $869/month ($10,432/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41071403

Listing From:

Last updated: 2025-01-18T00:28:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.71%
7.15%

Principal & Interest

$1,671 /mo
$2,449 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $360,629 (56%)
You can enter any amount below - secondary financing will cover the difference if needed.
56%
$

You cover the entire equity of $360,629!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.71% Sellers Rate
$288,371
Your Cash:$360,629
Total Purchase Price:$649,000

Assumed vs Traditional Mortgage

Assumed @ 3.71%
$1,671/mo
Traditional @ 7.5%
$2,541/mo
You save $869/month ($10,432/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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