Laura Jewett

Laura Jewett

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Closed

$415,000

($136,111 down)
FHA

2486 Sepulveda Avenue, San Bernardino, CA 92404

3
1
896 sqft
PITI Monthly
$2,053.17 /mo

Listing courtesy of: Alma Nieves, Coldwell Banker Realty

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,256 /mo
$2,056 /mo

What's Special

SPACIOUS
MOVE-IN READY
PATIO
CHARMING

**Charming Home in San Bernardino – Perfect for First-Time Buyer** Welcome to 2486 Sepulveda Avenue, a delightful residence that blends comfort and potential in one of San Bernardino's friendly neighborhoods. This charming home features fresh interior paint and a brand-new dishwasher, making it move-in ready for you and your family. Step outside to discover a spacious backyard, brimming with potential for your personal touch—ideal for gardening, entertaining, or simply enjoying the California sunshine. The inviting patio is perfect for relaxing or hosting gatherings with friends and family. Additional highlights include a flat-screen television that will stay with the home, as well as a roof and cement work that were completed just three years ago, ensuring peace of mind for years to come. Don’t miss out on this wonderful opportunity to own a home with great neighbors and endless possibilities. Schedule your viewing today! Sent from my iPhone

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.83
Remaining Loan Term
25 years, 8 months
Monthly PITI
$2,053.17/mo
Estimated Loan Balance
$280,674
Cash to close
$136,111
Interest Paid
$35,578

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 1
Cooling & Heating
  • Cooling: EnergyStarQualifiedEquipment, WallWindowUnits
  • Heating: HighEfficiency, WallFurnace
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1941
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $463.17
  • Tax Annual Amount: $5187.5
  • On Market Date: 2024-09-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $136,111 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $136,111!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$278,889
Your Cash$136,111
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,256/mo
Traditional @ 7.5%
$2,132/mo
You save $877/month ($10,523/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PW24188394

Listing From:

Last updated: 2024-11-14T22:05:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$1,256 /mo
$2,056 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $136,111 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $136,111!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$278,889
Your Cash$136,111
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$1,256/mo
Traditional @ 7.5%
$2,132/mo
You save $877/month ($10,523/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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