Laura Jewett

Laura Jewett

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$899,999

($635,059 down)
VA

2486 Bradley St, Oceanside, CA 92056

4
3
2,880 sqft
PITI Monthly
$3,563.49 /mo

Listing courtesy of: Melissa Huk, Keller Williams Realty

Assumed Rate

6.03%
7.15%

Principal & Interest

$2,348 /mo
$2,636 /mo

What's Special

SPACIOUS
FIREPLACE
VAULTED CEILINGS
CUL-DE-SAC
COZY

Very spacious and versatile home located on a quiet cul-de-sac in a desirable Oceanside neighborhood. This rare find offers plenty of potential with its generous layout, large kitchen, vaulted ceilings and two fireplaces. Inside you'll find a separate living room and family room, providing ample space. Huge chef's kitchen with a large built in center Island, offering plenty of counter space and storage. Two fireplaces, you’ll enjoy cozy evenings in both the family room and living room. Full master ensuite downstairs. This home features a newer roof, 400KW solar system with 20 panels (installed in 2023), ensuring energy efficiency and low to no utility costs. Additional upgrades include a tankless water heater and a water filtration system. DONT LET the outside fool you this home is extremely large and spacious. Newer roof Newer Solar 20 panels 400KW Tankless water heater Newly installed LED recessed lights all throughout All upstairs just painted New bathroom faucets, kitchen faucet New garage disposal Newly repaired and partial fence replacement New outside paint upgraded Tex coat Water filtration system

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.03
Remaining Loan Term
13 years, 11 months
Monthly PITI
$3,563.49/mo
Estimated Loan Balance
$342,959
Cash to close
$635,059
Interest Paid
$327,731

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, SeeRemarks
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, LivingRoom
  • Flooring: Stone

Exterior

Fencing
  • Fencing: FairCondition, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Composition
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Oceanside
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $312.5
  • Tax Annual Amount: $11250
  • On Market Date: 2025-03-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $635,059 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $635,059!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.03% Sellers Rate
$264,940
Your Cash:$635,059
Total Purchase Price:$899,999

Assumed vs Traditional Mortgage

Assumed @ 6.03%
$2,348/mo
Traditional @ 7.5%
$2,735/mo
You save $387/month ($4,642/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021305SD

Listing From:

Last updated: 2025-03-30T17:22:39.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.03%
7.15%

Principal & Interest

$2,348 /mo
$2,636 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $635,059 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $635,059!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.03% Sellers Rate
$264,940
Your Cash:$635,059
Total Purchase Price:$899,999

Assumed vs Traditional Mortgage

Assumed @ 6.03%
$2,348/mo
Traditional @ 7.5%
$2,735/mo
You save $387/month ($4,642/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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