Laura Jewett

Laura Jewett

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$1,048,000

($445,354 down)
FHA

24786 Leto Circle, Mission Viejo, CA 92691

4
3
2,279 sqft
PITI Monthly
$4,793.7 /mo

Listing courtesy of: Mona Sedaghat, HomeSmart, Evergreen Realty

Assumed Rate

3.18%
7.15%

Principal & Interest

$2,835 /mo
$4,439 /mo

What's Special

SERENE
ENTERTAINMENT
DINING
SPACIOUS
MODERN
FIREPLACE
WALK-IN CLOSET
CLUBHOUSE
TENNIS COURTS

Enjoy the serene views and privacy of this beautiful home in the heart of Mission Viejo! With 4 spacious bedrooms, 2.5 bathrooms, and recent upgrades, this home offers modern living at its best. The first floor features a high-ceiling living room, open kitchen, and dining area that leads to a peaceful backyard with lush plants and fruit trees. A downstairs primary bedroom with its own fireplace and glass doors opens to the front porch. Upstairs, the spacious primary bedroom boasts stunning views, a walk-in closet, and an en-suite bathroom. A bonus room above the garage offers endless possibilities—turn it into extra bedrooms, an entertainment space, or a lounge for gatherings. The backyard provides full privacy and scenic views. Just steps away from community amenities including a pool, sports court, tennis courts, and clubhouse, plus an elementary school and park nearby.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.18
Remaining Loan Term
26 years, 0 months
Monthly PITI
$4,793.7/mo
Estimated Loan Balance
$696,722
Cash to close
$445,354
Interest Paid
$80,203

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: BonusRoom, DiningRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Brick, Privacy
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Aegean Heights
  • HOA Amenities: Unknown
  • HOA Fee: $437
  • HOA Frequency: $Monthly
Location
  • Region: Mission Viejo

Financial Details

  • Price per Sqft: $459.85
  • Tax Annual Amount: $13100
  • On Market Date: 2025-02-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $445,354 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $445,354!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$602,646
Your Cash$445,354
Total Purchase Price:$1,048,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$2,835/mo
Traditional @ 7.5%
$4,605/mo
You save $1,770/month ($21,234/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25025180

Listing From:

Last updated: 2025-03-27T12:50:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.18%
7.15%

Principal & Interest

$2,835 /mo
$4,439 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $445,354 (42%)
You can enter any amount below - secondary financing will cover the difference if needed.
42%
$

You cover the entire equity of $445,354!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$602,646
Your Cash$445,354
Total Purchase Price:$1,048,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$2,835/mo
Traditional @ 7.5%
$4,605/mo
You save $1,770/month ($21,234/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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